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UNITED BANKSHARES INC/WV

For the period ended Jun 30, 2025. Filed Aug 8, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 8, 2025

UBSI$48.80+1.2%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Page
PART I. FINANCIAL INFORMATION
Item 1. Financial Statements
Consolidated Balance Sheets (Unaudited) June 30, 2025 and December 31, 20244
Consolidated Statements of Income (Unaudited) for the Three and Six Months Ended June 30, 2025 and 20245
Consolidated Statements of Comprehensive Income (Unaudited) for the Three and Six Months Ended June 30, 2025 and 20247
Consolidated Statement of Changes in Shareholders’ Equity (Unaudited) for the Three and Six Months Ended June 30, 2025 and 20248
Condensed Consolidated Statements of Cash Flows (Unaudited) for the Six Months Ended June 30, 2025 and 202410
Notes to Consolidated Financial Statements11
Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations59
Item 3. Quantitative and Qualitative Disclosures about Market Risk80
Item 4. Controls and Procedures82
PART II. OTHER INFORMATION
Item 1. Legal Proceedings84
Item 1A. Risk Factors84
Item 2. Unregistered Sales of Equity Securities and Use of Proceeds84
Item 3. Defaults Upon Senior Securities85
Item 4. Mine Safety Disclosures85
Item 5. Other Information85
Item 6. Exhibits86
Signatures88
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.