AUBURN NATIONAL BANCORPORATION, INC

The Board of Directors has adopted a Code of Conduct and Ethics applicable to all Company’s directors, officers and

employees.

The

Code

of

Conduct

and

Ethics,

as

well

as

the

charters

for

the

Audit

and

the

and

can

be

found

by

clicking

the

heading

“Investor Relations” on the Company’s

website,

www.auburnbank.com

, and then clicking on “Corporate Overview,”

and then

clicking on

“Governance Documents.”

posts any

amendments to

or waivers

of its

Code of

Conduct and

Ethics at

this location

on the

website.

Any shareholder

may make

a written

request for

a

copy

of

the

Code

of

Conduct

or

the

Audit

or

and

charters

to

Auburn

National

Bancorporation,

Inc.,

N.

Gay

Street,

Auburn,

Alabama 36830, Attention: Marla

Kickliter, Senior

Vice President of

Compliance and Internal Audit.

Requests may

also be made via telephone

by contacting Ms. Kickliter or

Tamela Seymour, Chief Human Resources Officer, at (334)

821-9200.

As additional corporate

governance standards are

adopted, they will

be disclosed on

an ongoing basis on

the Company’s website.