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AUBURN NATIONAL BANCORPORATION INC

For the period ended Sep 30, 2024. Filed Nov 1, 2024.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2024 · Filed Nov 1, 2024

AUBN$25.76-2.6%Stored close · as of Nov 6, 2026

What changed in Risk Factors?

Read the current filing

Previous report: 10-Q

Period ended 2024-06-30; filed 2024-08-02.

0001193125-24-192937

Item 1A. Risk Factors

The baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.

Compared 2 previous paragraphs and 33 current paragraphs.

1 unchanged; 0 reworded; 32 added; 1 removed; 0 previous and 0 current paragraphs rearranged.

Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.

A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.

Added paragraphs (32)

Current report

In addition to the other information set forth in this report, you should carefully consider

Current report

the factors discussed in Part I,

Current report

in the Company’s Annual

Current report

which could materially affect our business, financial condition

Current report

or future results. The risks described in our annual report on

Current report

Form 10-K are not the only the risks facing our Company.

Current report

The persistence of inflation above the Federal Reserve’s

Current report

term targets, and the maintenance of or further increases in,

Current report

tightened Federal Reserve monetary policy by increased target

Current report

interest rates and reductions in the Federal Reserve’s

Current report

securities portfolio, have and are expected to continue to affect

Current report

levels of interest rates, mortgage originations and income, the market values of

Current report

our securities portfolio and loans and have

Current report

resulted in unrealized losses that have adversely affected our stockholders’

Current report

These have affected and are expected to

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continue to affect our deposit costs and mixes, and consumer savings

Current report

and payment behaviors.

Current report

These may also affect our

Current report

borrower’s operating costs, expected returns and cash flows

Current report

available to service our loans.

Current report

Additional risks and

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uncertainties not currently known to us or that we currently deem to be

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immaterial also may materially adversely affect our

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business, financial condition, and/or operating results in the future.

Current report

The Company did not sell any common stock or other equity securities during

Current report

OTHER INFORMATION
Removed paragraphs (1)

Previous report

Defaults Upon Senior Securities