PRA GROUP INC

For the period ended Mar 31, 2025. Filed May 9, 2025.

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 9, 2025

PRAA$11.96-5.9%Stored close · as of Nov 10, 2026

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Contents

Consolidated Income Statements

(In thousands, except per share amounts)

	Three Months Ended March 31,
	2025	2024
Revenues
Portfolio income	$240,958	$202,056
Changes in expected recoveries	27,922	51,674
Total portfolio revenue	268,880	253,730
Other revenue	739	1,856
Total revenues	269,619	255,586
Operating expenses
Compensation and benefits	73,323	73,597
Legal collection costs	33,394	26,691
Legal collection fees	15,230	12,112
Agency fees	21,368	19,723
Professional and outside services	21,103	25,050
Communication	10,477	12,578
Rent and occupancy	3,480	4,144
Depreciation, amortization and impairment	3,769	2,720
Other operating expenses	12,898	12,575
Total operating expenses	195,042	189,190
Income from operations	74,577	66,396
Other income/(expense)
Interest expense, net	(60,970)	(52,278)
Foreign exchange (loss)/gain, net	(51)	227
Other	(180)	(206)
Income before income taxes	13,376	14,139
Income tax expense	4,312	2,386
Net income	9,064	11,753
Net income attributable to noncontrolling interests	5,405	8,278
Net income attributable to PRA Group, Inc.	$3,659	$3,475
Net income per common share attributable to PRA Group, Inc.
Basic	$0.09	$0.09
Diluted	$0.09	$0.09
Weighted average number of shares outstanding
Basic	39,549	39,274
Diluted	39,688	39,448

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.