MUNCY COLUMBIA FINANCIAL Corp

Share Repurchase Program

On May 12, 2026, the Corporation’s Board of Directors authorized a new treasury stock repurchase program. The program authorizes the repurchase of up to an additional 530,611 shares, or 5% of the Corporation's issued and outstanding common shares as of May 15, 2026.

As permitted by securities laws and other legal requirements and subject to market conditions and other factors, purchases under the program may be made from time to time in the open market at prevailing prices, or through privately negotiated transactions.

The Board of Directors' authorization provides that: (1) the treasury stock repurchase program shall be effective May 15, 2026 and shall continue thereafter until the earlier of the date an aggregate of 530,611 shares of common stock has been purchased or May 15, 2028, or until suspended or terminated by this Board of Directors, in its sole discretion; and (2) all shares of common stock repurchased pursuant to the program shall be held as treasury shares and be available for use and reissuance for purposes as and when determined by the Board of Directors including, without limitation, pursuant to the Corporation’s Employee Stock Purchase Plan.