TRUSTCO BANK CORP N Y
For the period ended May 19, 2026. Filed Apr 1, 2026.
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May 19, 2026 · Filed Apr 1, 2026
TRST$57.30+1.3%Stored close · as of Nov 6, 2026
Contents
Operating Performance
| • | Net interest margin (“NIM”): Expanded to 2.82% in the fourth quarter, up 22 basis points from the prior year quarter, benefiting from higher loan yields and disciplined deposit pricing |
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| 2 | TrustCo Bank Corp NY 2026 Proxy Statement |
PROXY STATEMENT SUMMARY FOR ANNUAL MEETING OF SHAREHOLDERS
| • | Revenue: net interest income grew 12.4% year-over-year in the fourth quarter to $43.7 million |
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| • | Efficiency: GAAP efficiency ratio improved to 56.14% in 2025, from 61.55% in 2025 |
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| • | Adjusted efficiency ratio (non-GAAP)* improved to 55.76% in 2025, from 61.60% in 2024 |
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- Adjusted efficiency ratio is a non-GAAP financial measure. Please see Appendix 1 hereto for a reconciliation.
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