NBT BANCORP INC
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
NBTB$53.41-0.4%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Consolidated Statements of Comprehensive Income (Loss)
Comprehensive Income (Loss)
| Years Ended December 31, | |||||
|---|---|---|---|---|---|
| (In thousands) · 2025 · 2024 · 2023 | |||||
| Net income | $169,235 | $140,641 | $118,782 | ||
| Other comprehensive income (loss), net of tax: | |||||
| Securities available for sale: | |||||
| Unrealized net holding gains arising during the period, gross | $68,815 | $19,585 | $22,987 | ||
| Tax effect | (17,204) | (4,896) | (5,746) | ||
| Unrealized net holding gains arising during the period, net | $51,611 | $14,689 | $17,241 | ||
| Reclassification adjustment for net losses in net income, gross | $ | - | $ | - | $9,450 |
| Tax effect | - | - | (2,363) | ||
| Reclassification adjustment for net losses in net income, net | $ | - | $ | - | $7,087 |
| Amortization of unrealized net gains for the reclassification of available for sale securities to held to maturity, gross | $277 | $356 | $427 | ||
| Tax effect | (69) | (89) | (107) | ||
| Amortization of unrealized net gains for the reclassification of available for sale securities to held to maturity, net | $208 | $267 | $320 | ||
| Total securities available for sale, net | $51,819 | $14,956 | $24,648 | ||
| Pension and other benefits: | |||||
| Amortization of prior service cost and actuarial losses, gross | $1,185 | $2,881 | $2,640 | ||
| Tax effect | (297) | (720) | (660) | ||
| Amortization of prior service cost and actuarial losses, net | $888 | $2,161 | $1,980 | ||
| Decrease in unrecognized actuarial loss, gross | $9,060 | $2,292 | $3,296 | ||
| Tax effect | (2,265) | (573) | (824) | ||
| Decrease in unrecognized actuarial loss, net | $6,795 | $1,719 | $2,472 | ||
| Total pension and other benefits, net | $7,683 | $3,880 | $4,452 | ||
| Total other comprehensive income | $59,502 | $18,836 | $29,100 | ||
| Comprehensive income | $228,737 | $159,477 | $147,882 | ||
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.