FIRST CAPITAL INC

proxy statement of First Bancorp and a prospectus of First Capital (the “proxy statement/prospectus”), and First Capital will file other documents with respect to the proposed merger. A defini tiv e proxy statement/prospectus will be mailed to shareholders of First Bancorp. INVESTORS AND SHAREHOLDERS ARE URGED TO READ THE REGISTRATION STATEMENT, THE PROXY STATEMENT/PROSPECTUS AND ALL OTHER RELEVANT DOCUMENTS FILED OR THAT W ILL BE FILED WITH THE SEC IN CONNECTION WITH THE PROPOSED MERGER, CAREFULLY AND IN THEIR ENTIRETY WHEN THEY BECOME AVAILABLE, BECAUSE THEY WILL CONTAIN IMPORTANT INFORMATION. Investor s a nd shareholders will be able to obtain free copies of the registration statement and the proxy statement/prospectus (when available) and other documents filed with the SEC by First Capital through the websi te maintained by the SEC at www.sec.gov. Copies of the documents filed with the SEC by First Capital will also be available free of charge on First Capital’s website at www.firstharrison.com under the “Investor Relations” tab. Participants in the Solicitation First Capital, First Bancorp, and their respective directors and executive officers and other members of management and emplo yee s may be deemed to be participants in the solicitation of proxies from the shareholders of First Bancorp in connection with the proposed merger. Information about the directors and executive officers of First Capital is set forth in its Annual Report on Form 10 - K for the year ended December 31, 2025, filed with the SEC on March 31, 2026, and its proxy statement for its 2026