COLONY BANKCORP INC
For the period ended Jul 22, 2026. Filed Jul 22, 2026.
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Jul 22, 2026 · Filed Jul 22, 2026
CBAN$20.24+1.5%Stored close · as of Nov 6, 2026
Contents
EX-99.1 · Segment Reporting
Segment Reporting
| | | | | | | | | | | | | | | | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| · · 2026 · · 2025 | |||||||||||||||
| · · Second · · First · · Fourth · · Third · · Second | |||||||||||||||
| (dollars in thousands) · · Quarter · · Quarter · · Quarter · · Quarter · · Quarter | |||||||||||||||
| Banking Division | | | | | | | | | | | | | | | |
| Net interest income | | $28,435 | | $28,223 | | $24,781 | | $21,629 | | $21,319 | |||||
| Provision for credit losses | | 801 | | 780 | | 776 | | (371) | | (330) | |||||
| Noninterest income | | 8,777 | | 7,131 | | 6,996 | | 6,144 | | 5,969 | |||||
| Noninterest expenses | | 23,335 | | 24,420 | | 22,502 | | 21,075 | | 18,269 | |||||
| Income taxes | | 2,703 | | 2,194 | | 1,493 | | 1,413 | | 1,908 | |||||
| Net income | | $10,373 | | $7,960 | | $7,006 | | $5,656 | | $7,441 | |||||
| | | | | | | | | | | | | | | | |
| Total assets | | $3,521,331 | | $3,619,249 | | $3,625,785 | | $3,046,699 | | $3,010,416 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 441 | | 426 | | 447 | | 383 | | 390 | |||||
| | | | | | | | | | | | | | | | |
| Mortgage Banking Division | | | | | | | | | | | | | | | |
| Net interest income | | $78 | | $38 | | $65 | | $62 | | $44 | |||||
| Provision for credit losses | | — | | — | | — | | — | | — | |||||
| Noninterest income | | 2,182 | | 1,886 | | 2,012 | | 1,851 | | 1,984 | |||||
| Noninterest expenses | | 1,828 | | 1,702 | | 1,695 | | 2,066 | | 1,710 | |||||
| Income taxes | | 95 | | 52 | | 81 | | (27) | | 69 | |||||
| Net income | | $337 | | $170 | | $301 | | $(126) | | $249 | |||||
| | | | | | | | | | | | | | | | |
| Total assets | | $15,077 | | $12,036 | | $13,648 | | $12,959 | | $14,296 | |||||
| | | | | | | | | | | | | | | | |
| Variable noninterest expense(1) | | $659 | | $597 | | $984 | | $1,229 | | $1,157 | |||||
| Fixed noninterest expense | | $1,169 | | $1,105 | | $711 | | $837 | | $553 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 53 | | 48 | | 48 | | 46 | | 43 | |||||
| | | | | | | | | | | | | | | | |
| Small Business Specialty Lending Division | | | | | | | | | | | | | | | |
| Net interest income | | $1,356 | | $942 | | $1,019 | | $1,008 | | $1,022 | |||||
| Provision for credit losses | | 1,099 | | 970 | | 874 | | 1,271 | | 780 | |||||
| Noninterest income | | 1,199 | | 1,675 | | 2,039 | | 2,096 | | 2,145 | |||||
| Noninterest expenses | | 1,268 | | 1,552 | | 1,512 | | 1,471 | | 2,025 | |||||
| Income taxes | | 41 | | 21 | | 136 | | 73 | | 74 | |||||
| Net income | | $147 | | $74 | | $536 | | $289 | | $288 | |||||
| | | | | | | | | | | | | | | | |
| Total assets | | $91,175 | | $89,328 | | $95,968 | | $93,088 | | $90,905 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 34 | | 32 | | 31 | | 31 | | 34 | |||||
| | | | | | | | | | | | | | | | |
| Total Consolidated | | | | | | | | | | | | | | | |
| Net interest income | | $29,869 | | $29,203 | | $25,865 | | $22,699 | | $22,385 | |||||
| Provision for credit losses | | 1,900 | | 1,750 | | 1,650 | | 900 | | 450 | |||||
| Noninterest income | | 12,158 | | 10,692 | | 11,047 | | 10,091 | | 10,098 | |||||
| Noninterest expenses | | 26,431 | | 27,674 | | 25,709 | | 24,612 | | 22,004 | |||||
| Income taxes | | 2,839 | | 2,267 | | 1,710 | | 1,459 | | 2,051 | |||||
| Net income | | $10,857 | | $8,204 | | $7,843 | | $5,819 | | $7,978 | |||||
| | | | | | | | | | | | | | | | |
| Total assets | | $3,627,583 | | $3,720,613 | | $3,735,401 | | $3,152,746 | | $3,115,617 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 528 | | 506 | | 526 | | 460 | | 467 | |||||
| (1) | Variable noninterest expense includes commission based salary expenses and volume based loan related fees. |
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