COLONY BANKCORP INC
For the period ended Apr 22, 2026. Filed Apr 22, 2026.
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Apr 22, 2026 · Filed Apr 22, 2026
CBAN$20.24+1.5%Stored close · as of Nov 6, 2026
Contents
EX-99.1 · Segment Reporting
Segment Reporting
| | | | | | | | | | | | | | | | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| · · 2026 · · 2025 | |||||||||||||||
| · · First · · Fourth · · Third · · Second · · First | |||||||||||||||
| (dollars in thousands) · · Quarter · · Quarter · · Quarter · · Quarter · · Quarter | |||||||||||||||
| Banking Division | | | | | | | | | | | | | | | |
| Net interest income | | $28,223 | | $24,781 | | $21,629 | | $21,319 | | $19,989 | |||||
| Provision for credit losses | | 780 | | 776 | | (371) | | (330) | | 1,221 | |||||
| Noninterest income | | 7,131 | | 6,996 | | 6,144 | | 5,969 | | 5,774 | |||||
| Noninterest expenses | | 24,420 | | 22,502 | | 21,075 | | 18,269 | | 16,790 | |||||
| Income taxes | | 2,194 | | 1,493 | | 1,413 | | 1,908 | | 1,551 | |||||
| Segment income | | $7,960 | | $7,006 | | $5,656 | | $7,441 | | $6,201 | |||||
| | | | | | | | | | | | | | | | |
| Total segment assets | | $3,619,249 | | $3,625,785 | | $3,046,699 | | $3,010,416 | | $3,065,385 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 426 | | 447 | | 383 | | 390 | | 366 | |||||
| | | | | | | | | | | | | | | | |
| Mortgage Banking Division | | | | | | | | | | | | | | | |
| Net interest income | | $38 | | $65 | | $62 | | $44 | | $53 | |||||
| Provision for credit losses | | — | | — | | — | | — | | — | |||||
| Noninterest income | | 1,886 | | 2,012 | | 1,851 | | 1,984 | | 1,579 | |||||
| Noninterest expenses | | 1,702 | | 1,695 | | 2,066 | | 1,710 | | 1,601 | |||||
| Income taxes | | 52 | | 81 | | (27) | | 69 | | 10 | |||||
| Segment income | | $170 | | $301 | | $(126) | | $249 | | $21 | |||||
| | | | | | | | | | | | | | | | |
| Total segment assets | | $12,036 | | $13,648 | | $12,959 | | $14,296 | | $16,041 | |||||
| | | | | | | | | | | | | | | | |
| Variable noninterest expense(1) | | $597 | | $984 | | $1,229 | | $1,157 | | $880 | |||||
| Fixed noninterest expense | | 1,105 | | 711 | | 837 | | 553 | | 721 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 48 | | 48 | | 46 | | 43 | | 42 | |||||
| | | | | | | | | | | | | | | | |
| Small Business Specialty Lending Division | | | | | | | | | | | | | | | |
| Net interest income | | $942 | | $1,019 | | $1,008 | | $1,022 | | $910 | |||||
| Provision for credit losses | | 970 | | 874 | | 1,271 | | 780 | | 279 | |||||
| Noninterest income | | 1,675 | | 2,039 | | 2,096 | | 2,145 | | 1,691 | |||||
| Noninterest expenses | | 1,552 | | 1,512 | | 1,471 | | 2,025 | | 1,830 | |||||
| Income taxes | | 21 | | 136 | | 73 | | 74 | | 101 | |||||
| Segment income | | $74 | | $536 | | $289 | | $288 | | $391 | |||||
| | | | | | | | | | | | | | | | |
| Total segment assets | | $89,328 | | $95,968 | | $93,088 | | $90,905 | | $90,399 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 32 | | 31 | | 31 | | 34 | | 35 | |||||
| | | | | | | | | | | | | | | | |
| Total Consolidated | | | | | | | | | | | | | | | |
| Net interest income | | $29,203 | | $25,865 | | $22,699 | | $22,385 | | $20,952 | |||||
| Provision for credit losses | | 1,750 | | 1,650 | | 900 | | 450 | | 1,500 | |||||
| Noninterest income | | 10,692 | | 11,047 | | 10,091 | | 10,098 | | 9,044 | |||||
| Noninterest expenses | | 27,674 | | 25,709 | | 24,612 | | 22,004 | | 20,221 | |||||
| Income taxes | | 2,267 | | 1,710 | | 1,459 | | 2,051 | | 1,662 | |||||
| Segment income | | $8,204 | | $7,843 | | $5,819 | | $7,978 | | $6,613 | |||||
| | | | | | | | | | | | | | | | |
| Total segment assets | | $3,720,613 | | $3,735,401 | | $3,152,746 | | $3,115,617 | | $3,171,825 | |||||
| | | | | | | | | | | | | | | | |
| Full time employees | | 506 | | 526 | | 460 | | 467 | | 443 | |||||
| (1) | Variable noninterest expense includes commission based salary expenses and volume based loan related fees. |
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