Qudian Inc.

Proxy Statement attached)

The Board of Directors of the Company has fixed the close of business on November 17, 2025, New York time as the record date (the “Record Date”) for determining the shareholders entitled to receive notice of, and to attend and vote at, the EGM or any adjourned meeting thereof. Holders of record of the Company’s class A ordinary shares and class B ordinary shares at the close of business on the Record Date are entitled to attend and vote at the EGM and any adjourned meeting thereof. Holders of the Company’s American Depositary Shares (“ADSs”) who wish to exercise their voting rights for the underlying shares must act through Deutsche Bank Trust Company Americas, the depositary of the Company’s ADS program.

Please refer to the Proxy Form, which is attached to and made a part of this notice. The Proxy Statement is also available for viewing on the Investor Relations section of our website athttps://ir.qudian.com/.

Holders of record of the Company’s class A ordinary shares and class B ordinary shares as of the Record Date are cordially invited to attend the EGM in person. Your vote is important. If you cannot attend the EGM in person, you are urged to complete, sign, date and return the accompanying proxy form as promptly as possible. We must receive the proxy form no later than 48 hours before the time of the EGM to ensure your representation at such meeting.

Shareholders may obtain a copy of the Company’s annual report, free of charge, from the Company’s website athttps://ir.qudian.com/ and on the SEC’s website atwww.sec.gov, or by contacting Qudian Inc. at Building 1, Qudian Innovation Park, Meilin Street, Tongan District, Xiamen, Fujian Province, China, attention: Sissi Zhu, telephone: +852 6517 7555, email: ir@qudian.com.

By Order of the Board of Directors,

/s/ Luo Min

Luo Min

Chairman

Xiamen, China

November 12, 2025