FIRST BANCORP /PR/

As of December 31, 2025, First BanCorp. has ownership in the following

principal buildings:

Headquarters –

Located at

First Federal

Building, 1519

Ponce de

León Avenue,

San Juan,

Approximately 51%

of this 16-story office building is owned by the Corporation.

Service Center – Located

at 1130

Muñoz Rivera Avenue,

San Juan, Puerto

Rico. This facility,

which is fully occupied

by the

houses

over

1,000

from

Human

Resources,

Data

and

Administrative

Operation, Mortgage operations, collections, and Loss Mitigation, and

certain other departments.

Consumer Lending

Center –

Located at

876 Muñoz

Rivera Avenue,

San Juan,

This three-story

facility is

fully

occupied

by the

and

accommodates

a

retail

branch,

Money

Express

Headquarters,

Auto

Wholesale

and

Retail

Financing, and Leasing Financing, among others.

owns 18

retail branches

and 10

office centers,

other facilities,

and/or parking

lots. It

leases 88

branch premises,

loan

and

office

centers

and

other

facilities.

In

certain

situations,

such

as

and

and

commercial banking

services are

in the

same building

or branch.

All of

these premises

are in

Florida, the

the

BVI.

that

the

are

well

and

are suitable

for

the

as

presently conducted.