FIRST BANCORP /PR/
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
View on SEC.govAbout this filing
A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 27, 2026
What changed in Management’s Discussion and Analysis?
Read the current filingPrevious report: 10-K
Period ended 2024-12-31; filed 2025-02-28.
0001057706-25-000002
Item 7. Management’s Discussion and AnalysisCurrent report: 10-K
Period ended 2025-12-31; filed 2026-02-27.
0001057706-26-000007
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of OperationsThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 614 previous paragraphs and 11803 current paragraphs.
339 unchanged; 1 reworded; 11463 added; 274 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (11463)
Current report
ITEM
Current report
MANAGEMENT’S
Current report
DISCUSSION
Current report
ANALYSIS
Current report
CONDITION
Current report
OPERATIONS (“MD&A”)
Current report
The following MD&A
Current report
relates to the
Current report
accompanying audited consolidated
Current report
financial statements of
Current report
First BanCorp. (the
Current report
“we,” “us,”
Current report
or “First
Current report
BanCorp.”) and
Current report
should be
Current report
read in
Current report
conjunction
Current report
with such
Current report
notes thereto.
Current report
This
Current report
section also
Current report
presents certain
Current report
that are not
Current report
generally accepted
Current report
accounting principles
Current report
America
Current report
(“GAAP”).
Current report
See
Current report
“Non-GAAP
Current report
Measures
Current report
Reconciliations”
Current report
below
Current report
about
Current report
why
Current report
financial measures are
Current report
presented, reconciliations
Current report
of non-GAAP financial
Current report
measures to the
Current report
most comparable GAAP
Current report
financial measures,
Showing the first 40 of 11463 passages. Open the source sections for the rest.
Removed paragraphs (274)
Previous report
of Financial Condition and Results of Operations
Previous report
releases or in other public or
Previous report
stockholder communications made by
Previous report
the Corporation, or in oral statements
Previous report
similar meaning or import, or the
Previous report
negatives of these terms or variations
Showing the first 40 of 274 passages. Open the source sections for the rest.
Reworded paragraphs (1)
Previous wording
environmental, social, and governance (“ESG”) matters, including
Current wording
sustainability and environmental, social, and governance (“ESG”) policies.