HCI Group, Inc.
For the period ended Jun 30, 2025. Filed Aug 8, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Aug 8, 2025
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2025-03-31; filed 2025-05-09.
0000950170-25-067975
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresCurrent report: 10-Q
Period ended 2025-06-30; filed 2025-08-08.
0000950170-25-105801
Item 1A. Risk FactorsUnregistered Sales of Equity Securities and Use of ProceedsDefaults Upon Senior SecuritiesMine Safety DisclosuresThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 18 previous paragraphs and 22 current paragraphs.
12 unchanged; 4 reworded; 6 added; 1 removed; 1 previous and 0 current paragraphs rearranged.
Tables are not compared: 1 previous and 1 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
The current filing states there were no material changes to risk factors.
This is the filer’s own statement, not a conclusion from the comparison. Read its qualifications and the report it references.
Current filing’s statement
There have been no material changes to the risk factors previously disclosed in Part I, Item 1A of the 2024 Annual Report.
Added paragraphs (6)
Current report
Recent Sales of Unregistered Equity Securities
Current report
Use of Proceeds from Registered Equity Securities
Current report
Issuer Purchases of Equity Securities
Removed paragraphs (1)
Previous report
Repurchases of Securities
Reworded paragraphs (4)
Previous wording
There have been no material changes in the risk factors previously disclosed in the section entitled “Risk Factors” in our Form 10-K, which was filed with the SEC on February 28, 2025.
Current wording
There have been no material changes to the risk factors previously disclosed in Part I, Item 1A of the 2024 Annual Report.
Previous wording
The table below summarizes the number of common shares surrendered by employees to satisfy payroll tax liabilities associated with the vesting of restricted shares (dollar amounts in thousands, except share and per share amounts):
Current wording
The table below summarizes the number of common shares surrendered by employees to satisfy payroll tax liabilities associated with the vesting of restricted stock awards issued under our stock-based compensation plan (dollar amounts in thousands, except share and per share amounts):
Previous wording
We are not subject to working capital restrictions or other limitations on the payment of dividends. Our insurance subsidiaries, however, are subject to restrictions on the dividends they may pay. Those restrictions could impact HCI’s ability to pay future dividends.
Current wording
We are not subject to working capital restrictions or other limitations on the payment of dividends. However, our insurance subsidiaries are subject to restrictions on the dividends they may pay. Those restrictions could impact HCI’s ability to pay dividends in the future.
Previous wording
During the three months ended March 31, 2025, our insurance subsidiaries paid dividends of $14,000,000 to HCI.
Current wording
During the six months ended June 30, 2025, our insurance subsidiaries paid dividends of $14,000,000 to HCI.
Rearranged previous paragraphs (1)
Previous report — wording carried elsewhere
Sales of Unregistered Securities and Use of Proceeds