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Primerica, Inc.

For the period ended Jun 30, 2025. Filed Aug 7, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 7, 2025

PRI$290.58+0.6%Stored close · as of Nov 6, 2026

What changed in Risk Factors?

Read the current filing

Previous report: 10-Q

Period ended 2025-03-31; filed 2025-05-08.

0000950170-25-066724

Item 1A. Risk Factors

Current report: 10-Q

Period ended 2025-06-30; filed 2025-08-07.

0000950170-25-104779

Item 1A. Risk Factors

The baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.

Compared 2 previous paragraphs and 6 current paragraphs.

1 unchanged; 1 reworded; 4 added; 0 removed; 0 previous and 0 current paragraphs rearranged.

Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.

A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.

Added paragraphs (4)

Current report

Risks Related to Legislative and Regulatory Changes and Government Policy Uncertainty

Current report

We are subject to various federal, state and provincial laws and regulations in the United States and Canada, as well as executive branch actions, orders and policies, judicial rulings and decisions by public officials, any of which may require us to alter our business practices and could materially adversely affect our business, financial condition and results of operations.

Current report

Our business is subject to many laws, regulations and government policies that could relate to, among other things, consumer protection, fair credit reporting, financial privacy, consumer fraud, anti-money laundering, worker classification standards, worker eligibility, corporate taxation, artificial intelligence or algorithmic underwriting, and transactions with certain countries. These laws and regulations often are subject to the political climate.

Current report

Changes in any of these laws, regulations or government policies may require additional compliance procedures or other business adjustments, which could have a material adverse effect on our business, financial condition, and results of operations.
Reworded paragraphs (1)

Previous wording

The Risk Factors contained in our 2024 Annual Report are incorporated herein by reference.

Current wording

The following replaces the heading in our 2024 Annual Report that states “Risks Related to Legislative and Regulatory Changes” and that first risk factor contained under that heading. All other risk factors contained in our 2024 Annual Report are incorporated herein by reference.