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LexinFintech Holdings Ltd.

For the period ended Aug 7, 2025. Filed Aug 7, 2025.

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What a company based outside the US has published at home or sent to its shareholders. It is how many foreign companies share results and news between annual reports.

Aug 7, 2025 · Filed Aug 7, 2025

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EX-99.1 · User Base

User Base

Total number of registered users reached 236 million as of June 30, 2025, representing an increase of 7.9% from 219 million as of June 30, 2024, and users with credit lines reached 47.2 million as of June 30, 2025, up by 8.9% from 43.3 million as of June 30, 2024.

Number of active users 1 who used our loan products in the second quarter of 2025 was 4.7 million, representing an increase of 12.6% from 4.2 million in the second quarter of 2024.

Number of cumulative borrowers with successful drawdown was 35.2 million as of June 30, 2025, an increase of 8.2% from 32.5 million as of June 30, 2024.

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