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EQUITY BANCSHARES INC

For the period ended Mar 31, 2025. Filed May 9, 2025.

View on SEC.gov

About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Mar 31, 2025 · Filed May 9, 2025

EQBK$48.71-0.2%Stored close · as of Nov 6, 2026

What changed in Management’s Discussion and Analysis?

Read the current filing

The baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.

Compared 22 previous paragraphs and 21 current paragraphs.

20 unchanged; 1 reworded; 0 added; 0 removed; 1 previous and 0 current paragraphs rearranged.

Tables are not compared: 1 previous and 1 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.

A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.

Reworded paragraphs (1)

Previous wording

71 full-service banking sites located in Arkansas, Kansas, Missouri, and Oklahoma. As of September 30, 2024, we had consolidated total assets of $5.36 billion, total loans held for investment, net of allowance, of $3.56 billion, total deposits of $4.36 billion, and total stockholders’ equity of $504.0 million. During the three and nine month periods ended September 30, 2024, the Company had net income of $19.9 million and $45.6 million. The Company had net income of $12.3 million and $36.1 million for the three and nine month periods ended September 30, 2023.

Current wording

We are a financial holding company headquartered in Wichita, Kansas. Our wholly-owned banking subsidiary, Equity Bank, provides a broad range of financial services primarily to businesses and business owners as well as individuals through our network of 71 full-service banking sites located in Arkansas, Kansas, Missouri, and Oklahoma. As of March 31, 2025, we had consolidated total assets of $5.45 billion, total loans held for investment, net of allowance, of $3.59 billion, total deposits of $4.41 billion, and total stockholders’ equity of $617.3 million. During the three month period ended March 31, 2025, the Company had net income of $15.0 million. The Company had net income of $14.1 million for the three month period ended March 31, 2024.
Rearranged previous paragraphs (1)

Previous report — wording carried elsewhere

We are a financial holding company headquartered in Wichita, Kansas. Our wholly-owned banking subsidiary, Equity Bank, provides a broad range of financial services primarily to businesses and business owners as well as individuals through our network of