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Pathfinder Bancorp, Inc.

For the period ended Dec 31, 2024. Filed Mar 31, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 31, 2025

PBHC$16.71-0.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits
Contents

Item 16. Form 10-K Summary

None.

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Signatures

Pursuant to the requirements of Section 13 of the Securities Exchange Act of 1934, the Company has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

Pathfinder Bancorp, Inc.
Date:March 31, 2025By:/s/ James A. DowdJames A. DowdPresident and Chief Executive Officer

Pursuant to the requirements of the Securities Exchange of 1934, this report has been signed below by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

By:/s/ James A. DowdBy:/s/ Justin K. Bigham
James A. Dowd, President andChief Executive OfficerJustin K. Bigham, Senior Vice President,Chief Financial Officer
(Principal Executive Officer)(Principal Financial and Accounting Officer)
Date:March 31, 2025Date:March 31, 2025
By:/s/ Lloyd StempleBy:/s/ William A. Barclay
Lloyd Stemple, DirectorWilliam A. Barclay, Director
Date:March 31, 2025Date:March 31, 2025
By:/s/ John P. FunicielloBy:/s/ Chris R. Burritt
John Funiciello, DirectorChris R. Burritt, Director
Date:March 31, 2025Date:March 31, 2025
By:/s/ David A. AyoubBy:/s/ John F. Sharkey
David A. Ayoub, DirectorJohn F. Sharkey, Director
Date:March 31, 2025Date:March 31, 2025
By:/s/ Adam C. GagasBy:/s/ Melanie Littlejohn
Adam C. Gagas, DirectorMelanie Littlejohn, Director
Date:March 31, 2025Date:March 31, 2025
By:/s/ Meghan Crawford-HamlinBy:/s/ Eric Allyn
Meghan Crawford-Hamlin, DirectorEric Allyn, Director
Date:March 31, 2025Date:March 31, 2025
By:/s/ Tony Scavuzzo
Tony Scavuzzo, Director
Date:March 31, 2025

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ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.