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Pathfinder Bancorp, Inc.

For the period ended Dec 31, 2024. Filed Mar 31, 2025.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2024 · Filed Mar 31, 2025

PBHC$16.71-0.1%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Financial Statements and Supplementary Data

Index to Consolidated Financial Statements

Page
Management’s Report on Internal Control over Financial Reporting55
Report of Independent Registered Public Accounting Firm56
Consolidated Statements of Condition – December 31, 2023 and 202258
Consolidated Statements of Income – Years ended December 31, 2023 and 202259
Consolidated Statements of Comprehensive Income – Years ended December 31, 2023 and 202260
Consolidated Statements of Changes in Shareholders’ Equity – Years ended December 31, 2023 and 202261
Consolidated Statements of Cash Flows – Years ended December 31, 2023 and 202262
Notes to Consolidated Financial Statements64

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ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.