ACI WORLDWIDE, INC.
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
ACIW$61.450.0%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets as of December 31, 202 and
CONSOLIDATED BALANCE SHEETS
(in thousands, except share and per share amounts)
| December 31, | ||
|---|---|---|
| 2025 | 2024 | |
| ASSETS | ||
| Current assets | ||
| Cash and cash equivalents | $196,462 | $216,394 |
| Receivables, net of allowances of $1,269 and $1,758, respectively | 445,866 | 414,399 |
| Settlement assets | 397,346 | 318,871 |
| Prepaid expenses | 29,876 | 29,218 |
| Other current assets | 19,564 | 11,940 |
| Total current assets | 1,089,114 | 990,822 |
| Noncurrent assets | ||
| Accrued receivables, net | 391,719 | 360,079 |
| Property and equipment, net | 37,363 | 35,069 |
| Operating lease right-of-use assets | 28,733 | 28,864 |
| Software, net | 77,523 | 92,893 |
| Goodwill | 1,231,128 | 1,226,026 |
| Intangible assets, net | 147,062 | 165,377 |
| Deferred income taxes, net | 73,124 | 72,713 |
| Other noncurrent assets | 29,141 | 53,450 |
| TOTAL ASSETS | $3,104,907 | $3,025,293 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY | ||
| Current liabilities | ||
| Accounts payable | $64,931 | $45,422 |
| Settlement liabilities | 396,034 | 317,484 |
| Employee compensation | 56,142 | 55,567 |
| Current portion of long-term debt | 40,941 | 34,928 |
| Deferred revenue | 73,637 | 75,419 |
| Other current liabilities | 73,958 | 73,808 |
| Total current liabilities | 705,643 | 602,628 |
| Noncurrent liabilities | ||
| Deferred revenue | 13,620 | 19,304 |
| Long-term debt | 776,667 | 889,649 |
| Deferred income taxes, net | 38,514 | 39,920 |
| Operating lease liabilities | 22,609 | 22,592 |
| Other noncurrent liabilities | 28,776 | 26,873 |
| Total liabilities | 1,585,829 | 1,600,966 |
| Commitments and contingencies (Note 12) | ||
| Stockholders’ equity | ||
| Preferred stock; $0.01 par value; 5,000,000 shares authorized; no shares issued at December 31, 2025 and 2024 | — | — |
| Common stock; $0.005 par value; 280,000,000 shares authorized; 140,525,055 shares issued at December 31, 2025 and 2024 | 702 | 702 |
| Additional paid-in capital | 761,523 | 731,927 |
| Retained earnings | 1,824,743 | 1,598,085 |
| Treasury stock, at cost, 37,812,984 and 35,270,142 shares at December 31, 2025 and 2024, respectively | (964,752) | (784,914) |
| Accumulated other comprehensive loss | (103,138) | (121,473) |
| Total stockholders’ equity | 1,519,078 | 1,424,327 |
| TOTAL LIABILITIES AND STOCKHOLDERS’ EQUITY | $3,104,907 | $3,025,293 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.