UPBOUND GROUP, INC.

For the period ended Dec 31, 2025. Filed Feb 23, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 23, 2026

UPBD$24.68+1.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Consolidated Financial Statements Statements of Operations

	Year Ended December 31,
(in thousands, except per share data)	2025	2024	2023
Revenues
Rentals and fees	$3,627,019	$3,513,658	$3,261,678
Merchandise sales	829,268	773,744	700,450
Subscriptions and fees	206,024	—	—
Other	32,750	33,162	30,285
Total revenues	4,695,061	4,320,564	3,992,413
Cost of revenues
Cost of rentals and fees	1,441,758	1,355,539	1,199,161
Cost of merchandise sold	957,621	884,674	770,994
Cost of subscriptions and fees	23,973	—	—
Total cost of revenues	2,423,352	2,240,213	1,970,155
Gross profit	2,271,709	2,080,351	2,022,258
Operating expenses
Operating labor	602,301	609,169	613,538
Non-labor operating expenses	949,918	811,635	775,919
General and administrative expenses	231,963	212,450	201,706
Depreciation and amortization	51,959	50,886	51,321
Other gains and charges	212,221	104,580	216,909
Total operating expenses	2,048,362	1,788,720	1,859,393
Operating profit	223,347	291,631	162,865
Debt refinancing charges	4,894	6,604	—
Interest expense	112,980	110,585	113,418
Interest income	(2,618)	(3,099)	(3,420)
Earnings before income taxes	108,091	177,541	52,867
Income tax expense	34,849	54,063	58,046
Net earnings (loss)	$73,242	$123,478	$(5,179)
Basic earnings (loss) per common share	$1.30	$2.26	$(0.09)
Diluted earnings (loss) per common share	$1.25	$2.21	$(0.09)

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.