UNITY BANCORP INC /NJ/
For the period ended Dec 31, 2025. Filed Mar 4, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Mar 4, 2026
UNTY$58.48+2.2%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Table of Contents
Index to Form 10-K
| t | | | |
|---|---|---|---|
| | | | Page |
| Part I | | | |
| Item 1. | Business | | |
| | a) General | | 3 |
| Item 1A. | Risk Factors | | 11 |
| Item 1B. | Unresolved Staff Comments | | 24 |
| Item 1C. | Cybersecurity Disclosures | | 24 |
| Item 2. | Properties | | 26 |
| Item 3. | Legal Proceedings | | 26 |
| Item 4. | Mine Safety Disclosures | | 26 |
| Item 4A. | Executive Officers of the Registrant | | 26 |
| | | | |
| Part II | | | |
| Item 5. | Market for Registrant’s Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities | | 26 |
| Item 6. | Selected Financial Data | | 27 |
| Item 7. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | | 27 |
| Item 7A. | Quantitative and Qualitative Disclosures About Market Risk | | 52 |
| Item 8. | Financial Statements, Report of Independent Auditor (PCAOB ID: 392) and Supplementary Data | | 53 |
| Item 9. | Changes in and Disagreements with Accountants on Accounting and Financial Disclosure | | 110 |
| Item 9A. | Controls and Procedures | | 111 |
| Item 9B. | Other Information – None | | 111 |
| Item 9C. | Disclosure Regarding Foreign Jurisdictions that Prevent Inspections | | 111 |
| | | | |
| Part III | | | |
| Item 10. | Directors, Executive Officers and Corporate Governance; Compliance with Section 16(a) of the Exchange Act | | 111 |
| Item 11. | Executive Compensation | | 112 |
| Item 12. | Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters | | 113 |
| Item 13. | Certain Relationships and Related Transactions and Director Independence | | 113 |
| Item 14. | Principal Accountant Fees and Services | | 113 |
| | | | |
| Part IV | | | |
| Item 15. | Exhibits and Financial Statement Schedules | | 115 |
| | Signatures | | 117 |
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