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FLAGSTAR BANK, NATIONAL ASSOCIATION

For the period ended Dec 31, 2025. Filed Feb 27, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 27, 2026

FLG$10.58+0.6%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 16. Form 10-K Summary

None.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

DATE:February 27, 2026Flagstar Bank, National Association
(Registrant)
/s/ Joseph M. Otting
Joseph M. Otting
President and Chief Executive Officer
(Principal Executive Officer)

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated.

/s/ Joseph M. Otting2/27/26/s/ Lee M. Smith2/27/26
Joseph M. OttingLee M. Smith
President and Chief Executive Officer and Executive Chairman (Principal Executive Officer)Senior Executive Vice President and Chief Financial Officer
(Principal Financial Officer)
/s/ Secretary Steven T. Mnuchin2/27/26/s/ Bryan L Marx2/27/26
Secretary Steven T. MnuchinBryan L Marx
Lead Independent DirectorExecutive Vice President and Chief Accounting Officer
(Principal Accounting Officer)
/s/ Milton Berlinski2/27/26/s/ Alessandro P. DiNello2/27/26
Milton BerlinskiAlessandro P. DiNello
DirectorDirector
/s/ Alan Frank2/27/26/s/ Marshall Lux2/27/26
Alan FrankMarshall Lux
DirectorDirector
/s/ Jennifer R. Whip2/27/26/s/ Allen Puwalski2/27/26
Jennifer R. WhipAllen Puwalski
DirectorDirector
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.