FLAGSTAR BANK, NATIONAL ASSOCIATION
For the period ended Dec 31, 2025. Filed Feb 27, 2026.
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FY2025 · Filed Feb 27, 2026
FLG$10.51-0.7%Stored close · as of Nov 10, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Statements of Condition and
| December 31, | ||
|---|---|---|
| (in millions, except per share data) | 2025 | 2024 |
| ASSETS: | ||
| Cash and due from banks | $553 | $434 |
| Interest-earning deposits and other securities with financial institutions | 5,341 | 14,996 |
| Debt securities available-for-sale | 15,701 | 10,402 |
| Equity investments with readily determinable fair values, at fair value | 65 | 14 |
| Loans held for sale | 265 | 899 |
| Loans and leases held for investment, net of deferred loan fees and costs | 60,732 | 68,272 |
| Less: Allowance for credit losses on loans and leases | (1,030) | (1,201) |
| Total loans and leases held for investment, net | 59,702 | 67,071 |
| Premises and equipment, net | 477 | 562 |
| Core deposit and other intangibles | 381 | 488 |
| Other assets | 5,027 | 5,294 |
| Total assets | $87,512 | $100,160 |
| LIABILITIES AND STOCKHOLDERS' EQUITY: | ||
| Deposits: | ||
| Interest-bearing checking and money market accounts | $18,233 | $20,780 |
| Savings accounts | 14,864 | 14,282 |
| Certificates of deposit | 20,843 | 27,324 |
| Non-interest-bearing accounts | 12,060 | 13,484 |
| Total deposits | 66,000 | 75,870 |
| Borrowed funds | 12,184 | 14,426 |
| Other liabilities | 1,184 | 1,696 |
| Total liabilities | 79,368 | 91,992 |
| Commitment and contingencies (refer to Note 20) | ||
| Mezzanine equity: | ||
| Preferred stock - Series B | 1 | 1 |
| Stockholders' equity: | ||
| Preferred stock - Series A and D | 503 | 503 |
| Common stock at par 0.01 (916,666,666 and 666,666,666 shares authorized; 422,931,277 and 422,416,178 shares issued; and 415,982,036 and 414,934,628 shares outstanding, respectively) | 4 | 4 |
| Paid-in capital in excess of par | 9,303 | 9,282 |
| Accumulated deficit | (988) | (763) |
| Treasury stock, at cost (6,949,241 and 7,481,550 shares, respectively) | (190) | (219) |
| Accumulated other comprehensive loss, net of tax: | (489) | (640) |
| Total stockholders’ equity | 8,143 | 8,167 |
| Total liabilities, mezzanine and stockholders’ equity | $87,512 | $100,160 |
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