UNIVERSAL INSURANCE HOLDINGS, INC.
For the period ended Sep 30, 2025. Filed Oct 30, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 30, 2025
UVE$46.47-0.6%Stored close · as of Nov 9, 2026
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Item 1. Financial Statements
CONDENSED CONSOLIDATED BALANCE SHEETS (unaudited)
| As of | ||
|---|---|---|
| September 30, | December 31, | |
| 2025 | 2024 | |
| ASSETS | ||
| Available-for-sale debt securities, at fair value, net of allowance for credit loss of $722 and $1,018 (amortized cost: $1,454,822 and $1,353,532) | $1,413,621 | $1,269,079 |
| Equity securities, at fair value (cost: $95,476 and $79,917) | 95,992 | 77,752 |
| Other investments, at fair value (cost: $4,000 and $8,794) | 3,903 | 16,123 |
| Investment in real estate, net | 5,425 | 8,322 |
| Total invested assets | 1,518,941 | 1,371,276 |
| Cash and cash equivalents | 405,114 | 259,441 |
| Restricted cash and cash equivalents | 69,110 | 2,635 |
| Prepaid reinsurance premiums | 465,016 | 262,716 |
| Reinsurance recoverables | 315,964 | 627,617 |
| Premiums receivable, net | 82,398 | 77,936 |
| Property and equipment, net | 49,931 | 48,653 |
| Deferred policy acquisition costs | 132,658 | 121,178 |
| Deferred income tax asset, net | 18,949 | 42,163 |
| Other assets | 31,564 | 28,246 |
| Total assets | $3,089,645 | $2,841,861 |
| LIABILITIES AND STOCKHOLDERS’ EQUITY | ||
| LIABILITIES: | ||
| Unpaid losses and loss adjustment expenses | $682,589 | $959,291 |
| Unearned premiums | 1,146,230 | 1,060,446 |
| Advance premium | 78,710 | 46,237 |
| Book overdraft | 6,617 | — |
| Reinsurance payable, net | 501,809 | 220,328 |
| Commission payable | 28,178 | 25,931 |
| Income taxes payable | 3,664 | 6,561 |
| Other liabilities and accrued expenses | 46,134 | 48,574 |
| Long-term debt, net | 100,671 | 101,243 |
| Total liabilities | 2,594,602 | 2,468,611 |
| Commitments and Contingencies (Note 12) | ||
| STOCKHOLDERS’ EQUITY: | ||
| Cumulative convertible preferred stock, $0.01 par value | — | — |
| Authorized shares - 1,000; issued and outstanding - 10 and 10, respectively | ||
| Minimum liquidation preference, $9.99 and $9.99 per share, respectively | ||
| Common stock, $0.01 par value | 481 | 475 |
| Authorized shares - 55,000; 48,064 and 47,478 issued, 28,048 and 28,096 oustanding, respectively | ||
| Treasury shares, at cost - 20,016 and 19,382, respectively | (298,194) | (282,693) |
| Additional paid-in capital | 124,063 | 121,781 |
| Accumulated other comprehensive income (loss), net of taxes | (30,755) | (63,166) |
| Retained earnings | 699,448 | 596,853 |
| Total stockholders’ equity | 495,043 | 373,250 |
| Total liabilities and stockholders’ equity | $3,089,645 | $2,841,861 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.