UVE
Universal Insurance Holdings IncNYSE
Financial Services • Insurance - Property & Casualty
Factor tilt: Small-Cap Blend
$46.75-1.41%
Close Nov 6, 2026
- Market cap
- $1.3B
- 1 month
- -0.5%
- 3 months
- +7.7%
- 1 year
- +42.8%
- 52-week range
- $28.85$49.03
- Dividend, last 12 mo
- $0.64 · 1.37% yield
- Last ex-date
- Jul 31, 2026 · $0.16
- Short interest
- 3.5% of float887.9K shares · settled Oct 15, 2026 · -25.8% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $1.66B
- Net income
- $232.57M
- Free cash flow
- —
- Book value
- $646.04M
- Total debt
- —
- P/E
- 5.6×
- Price / sales
- 0.8×
- Price / book
- 2×
- FCF yield
- —
- Net margin
- +14.0%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Universal Insurance Holdings Inc
Universal Insurance Holdings, Inc., together with its subsidiaries, operates as an integrated insurance holding company in the United States. The company offers insurance products for personal residential insurance, such as homeowners, renters and tenants, condo unit owners, and dwelling and fire; and allied lines, coverage for other structures, and personal property, liability, and personal articles coverages.
Read more
It also advises on actuarial issues, oversees distribution, administers claims payments, performs policy administration and underwriting, and assists with reinsurance negotiations; evaluates insurance risk and exposures on an individual and portfolio basis and assists the insurance entities with pricing risks; places and manages its reinsurance programs; and operates its digital insurance agency, Clovered.com. It offers its products through its independent agency network, direct-to-consumer online distribution, and digital insurance agency platform. The company was formerly known as Universal Heights, Inc. and changed its name to Universal Insurance Holdings, Inc. in January 2001. Universal Insurance Holdings, Inc. was incorporated in 1990 and is headquartered in Fort Lauderdale, Florida.
- Headquarters
- Fort Lauderdale, FL, United States
- Employees
- 929
- Listed
- Dec 14, 1992
- Fiscal year ends
- December
Company profile from EODHD, stored Nov 1, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 29, 2026 | $439.3M | +9.6% | $52.5M |
| Jun 2026filed Jul 30, 2026 | $425.0M | +6.2% | $59.2M |
| Mar 2026filed Apr 29, 2026 | $391.5M | -0.9% | $54.3M |
| Dec 2025filed Feb 27, 2026 | $406.0M | +5.5% | $66.6M |
| Sep 2025filed Oct 30, 2025 | $401.0M | +3.5% | $39.8M |
| Jun 2025filed Jul 30, 2025 | $400.1M | +5.2% | $35.1M |
| Mar 2025filed Apr 30, 2025 | $394.9M | +7.3% | $41.4M |
| Dec 2024filed Feb 28, 2025 | $384.8M | +2.5% | $6.0M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 27, 2026 | $1.6B | +4.9% | $183.0M |
| Dec 2024filed Feb 28, 2025 | $1.5B | +9.3% | $58.9M |
| Dec 2023filed Dec 31, 2023 | $1.4B | +13.8% | $66.8M |
| Dec 2022filed Feb 28, 2023 | $1.2B | +9.0% | -$22.3M |
| Dec 2021filed Feb 28, 2022 | $1.1B | +4.6% | $20.4M |
| Dec 2020filed Feb 26, 2021 | $1.1B | +14.2% | $19.1M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched UVE. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
887,853 shares short
-308,163 shares (-25.8%) vs Sep 30, 2026
3.5% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
1,196,016 shares short
+544,396 shares (+83.5%) vs Sep 15, 2026
4.7% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
651,620 shares short
+41,623 shares (+6.8%) vs Aug 31, 2026
2.6% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
609,997 shares short
+63,947 shares (+11.7%) vs Aug 14, 2026
2.4% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
546,050 shares short
-798,139 shares (-59.4%) vs Jul 31, 2026
2.2% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
1,344,189 shares short
-10,286 shares (-0.8%) vs Jul 15, 2026
5.3% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind UVE’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.16 per share
Ex-dividend date: Jul 31, 2026
Recorded pay date: Aug 7, 2026 (past date)
Cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: May 8, 2026
Recorded pay date: May 15, 2026 (past date)
Cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: Mar 6, 2026
Recorded pay date: Mar 13, 2026 (past date)
Cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: Dec 5, 2025
Recorded pay date: Dec 12, 2025 (past date)
Cash dividend · Polygon event record
USD 0.13 per share
Ex-dividend date: Dec 5, 2025
Recorded pay date: Dec 12, 2025 (past date)
Special cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: Aug 1, 2025
Recorded pay date: Aug 8, 2025 (past date)
Cash dividend · Polygon event record
3 conflicting dividend events are omitted; an amount or date could not be resolved.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
1 for 4 · reverse split
Effective Dec 6, 1994
Each 4 pre-split shares become 1 post-split share.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
25 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Sep 23, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 2 days ago
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What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
222 filers reported a long position in UVE for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
48.9%
of the 21.6M shares 13-F filers reported
Moves vs Q1 2026
5 added5 trimmed
Net shares held
-1%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $111M · 2.7M shares | 2.7M | +3.9% |
| 2 | DIMENSIONAL FUND ADVISORS LP | $53.5M · 1.3M shares | 1.3M | +0.2% |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | $45.9M · 1.1M shares | 1.1M | -0.4% |
| 4 | AMERICAN CENTURY COMPANIES INC | $45.8M · 1.1M shares | 1.1M | +10.8% |
| 5 | VANGUARD PORTFOLIO MANAGEMENT LLC | $38.9M · 940.8K shares | 940.8K | +23.5% |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | $36.8M · 888.7K shares | 888.7K | -0.3% |
| 7 | DONALD SMITH & CO., INC. | $29.8M · 721.7K shares | 721.7K | -38.5% |
| 8 | STATE STREET CORP | $26.6M · 642.4K shares | 642.4K | +6.1% |
| 9 | TWO SIGMA INVESTMENTS, LP | $24.8M · 598.8K shares | 598.8K | -9.2% |
| 10 | MORGAN STANLEY | $24.4M · 589.1K shares | 589.1K | -2.3% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of UVE file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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