BOK FINANCIAL CORP

The following table provides summary information concerning the compensation of the named executive officers for the past three fiscal years.

(1)The amounts in column (d) include a discretionary bonus for Kymes in the amount of $100,000 which was approved by the Compensation Committee on February 28, 2023.

(2)The amounts in column (e) are the grant date fair value of the non-vested stock. Kymes, Grauer, and Nell were issued restricted stock awards in all years; Maun was issued restricted stock awards in 2023, and restricted stock units in 2022 and 2021; Grunst and Vincent were issued restricted stock units in 2023.

(3)The amounts in column (g) reflect the annual cash awards made pursuant to the Executive Incentive Plan, which is discussed in further detail on page 38 under the heading “Components of Executive Compensation.” Incentive amounts are paid at a targeted percentile of our Pay Peers.

(4)The amounts in column (h) include (i) the actuarial increase in the present value of the named executive officer’s benefits under the Company pension plan using a discount rate defined in the Pension Plan and (ii) Nonqualified Deferred Compensation Earnings further described in column (d) of the Nonqualified Deferred Compensation Table on page 52. Executives who did not have the ability to defer income or who chose not to defer income are not required to disclose investment income on the Summary Compensation Table.

(5)The amounts in column (i) for 2023 are derived from: Company matching contributions to the BOKF Thrift Plan as follows: Kymes, $39,600; Grunst, $29,700; Grauer, $39,600; Maun, $39,600; Vincent, $39,600; and Nell, $33,990; executive life insurance benefits as follows: Kymes, $1,760; Grunst, $2,629; Grauer, $3,284; Maun, $6,156; Vincent, $4,910; and Nell, $1,675; an executive wellness benefit for named executive officers and spouses as follows: Kymes, $3,600; Grunst, $2,775; Grauer, $3,600; Maun, $4,000; Vincent, $3,600; and Nell, $1,800; a medical supplement for named executive officers as follows: Kymes, $2,398; Grunst, $2,398; Grauer, $2,398; Maun, $2,398; Vincent, $2,398; and Nell, $1,199; dividend equivalents paid on the distribution of 2020 restricted stock units, as applicable, as follows: Grunst, $9,455; Maun, $7,756; and Nell, $13,913; trip earnings (personal portion of a trip such as an accompanying spouse), as follows: Kymes, $5,829; Grauer, $6,033; Maun, $3,243; and Vincent, $3,771; an in-service deferred compensation distribution based on named executives' plan elections as follows: Vincent, $139,492; the payout of accrued and unused vacation time at retirement as follows: Nell, $21,791; and a retirement gift for Mr. Nell in the amount of $14,104.

(6)Nell retired effective February 28, 2023.

2023 Pay Ratio Disclosure

For purposes of calculating the 2023 ratio of the median annual total compensation of all Company employees to the total annual compensation of the Company’s Chief Executive Officer, the Company included in its calculation of compensation: base salary, commissions, annual bonus amounts, stock-based compensation, other incentive payments (including sign-on bonuses), and other forms of compensation, including Company 401(k) match. The Company used December 31, 2023 as its measurement date. On December 31, 2023, the Company had 4,966 employees nationwide, excluding the Chief Executive Officer. Compensation amounts were annualized for any employee who had less than a full year of service during 2023. Total 2023 compensation for Stacy C. Kymes, the Company’s Chief Executive Officer, was determined to be $4,606,700 and was approximately 48 times the median annual compensation of all Company employees (excluding the Chief Executive Officer) of $96,875.