HARTFORD INSURANCE GROUP INC

•Minimum vesting provisions. Awards made under the Plan generally have a one-year minimum vesting provision.

•No discounted awards. Awards that have an exercise price cannot be granted with an exercise price less than the fair market value on the grant date.

•No evergreen provision. There is no evergreen feature under which the shares authorized for issuance under the Plan can be automatically replenished.

•No repricing or exchange of stock options or stock appreciation rights. The Plan does not permit repricing of options or stock appreciation rights (“SARs”) or the exchange of underwater options or SARs for cash or other awards without stockholder approval.

•No reload options or SARs. There is no reload feature entitling the holder to automatic, additional grants upon the exercise of an award.

•Double-trigger vesting. A change in control of the company does not, by itself, trigger vesting of awards under the Plan.

•Dividend payouts. No dividends or dividend equivalents on unvested awards will be paid until those awards are earned and vested. No dividends or dividend equivalents will be paid with respect to stock options or SARs.

•Administered by an independent committee. The Plan is administered by the Compensation Committee, which is comprised of independent directors, and is benchmarked against peers with the assistance of an independent compensation consultant.

•Forfeiture and clawback. The Compensation Committee may determine in its discretion that an award will be forfeited and/ or repaid to the company upon violation of the Clawback Policy or post-termination violation of certain restrictive covenants. Additionally, awards are forfeited upon termination for cause.

•Executive minimum retention requirement. Award agreements anticipated for 2025 will require certain executives to hold up to 50% net shares acquired until they have met stock ownership requirements established by the Board.

•No transferability. Awards generally may not be transferred, except by will or the laws of descent and distribution.

•Historical equity award practices are appropriate. Our three-year average share usage rate and dilution percentages demonstrate a prudent use of shares and are in line with the benchmarks used by major proxy advisory firms and our corporate peer group.