Dime Commercial Bancshares, Inc. /NY/
For the period ended Sep 30, 2026. Filed Oct 30, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 30, 2026
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2026-06-30; filed 2026-07-31.
0000846617-26-000043
Item 1A. Risk FactorsCurrent report: 10-Q
Period ended 2026-09-30; filed 2026-10-30.
0000846617-26-000052
Item 1A. Risk FactorsThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 2 previous paragraphs and 11 current paragraphs.
1 unchanged; 1 reworded; 9 added; 0 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Added paragraphs (9)
Current report
Combining the Company and Empire may be more difficult, costly or time consuming than expected, and the anticipated benefits and cost savings of the Proposed Merger may not be realized.
Current report
The success of the Proposed Merger will depend, in part, on the Company’s ability to successfully combine and integrate the businesses of the Company and Empire, including the conversion of Empire State Bank’s data processing systems. If the Company experiences difficulties with the integration process, the anticipated benefits may not be realized fully or at all, or may take longer to realize than expected.
Current report
Regulatory approvals may not be received, may take longer than expected or may impose conditions that are not presently anticipated.
Current report
Completion of the Proposed Merger is conditioned on receipt of approvals from the Federal Reserve Board and the New York Department of Financial Services. These regulators may impose conditions or require changes to the terms of the Proposed Merger. The Company is not required to accept any condition that would constitute a “materially burdensome regulatory condition” (as defined in the merger agreement), and if such a condition is imposed the Proposed Merger may not be completed.
Current report
The merger agreement may be terminated in accordance with its terms, and the Proposed Merger may not be completed.
Current report
The Proposed Merger is subject to a number of conditions, many of which are outside of the parties’ control. If the Proposed Merger is not completed by October 19, 2027 (subject to an automatic six-month extension if only regulatory approvals remain outstanding), either party may terminate the merger agreement and the Company will have incurred substantial expenses.
Current report
Litigation relating to the Proposed Merger could delay or prevent completion of the Proposed Merger.
Current report
Stockholder lawsuits may be filed challenging the Proposed Merger. An adverse outcome, or the cost of defending such litigation, could adversely affect the parties or prevent or delay completion of the Proposed Merger.
Reworded paragraphs (1)
Previous wording
For information regarding the Company’s risk factors, see Part 1, Item 1A “Risk Factors” in the Company’s Annual Report on Form 10-K for fiscal year ended December 31, 2025, and Part II, Item 1A “Risk Factors” in our subsequent Quarterly Reports on Form 10-Q, each as filed with the Securities and Exchange Commission.
Current wording
For information regarding the Company’s risk factors, see Part I, Item 1A “Risk Factors” in the Company’s Annual Report on Form 10-K for fiscal year ended December 31, 2025, and Part II, Item 1A “Risk Factors” in our subsequent Quarterly Reports on Form 10-Q, each as filed with the Securities and Exchange Commission. Except as set forth below, there have been no material changes to the risk factors previously disclosed in those reports: