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AMERICAS CARMART INC

For the period ended Jul 31, 2025. Filed Sep 9, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jul 31, 2025 · Filed Sep 9, 2025

CRMT$1.14-20.8%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

AMERICA’S CAR-MART, INC.

TABLE OF CONTENTS

PageNo.
PART I.FINANCIAL INFORMATION
Item 1.Financial Statements4
Condensed Consolidated Balance Sheets (Unaudited) – July 31, 2025 and April 30, 20254
Condensed Consolidated Statements of Operations (Unaudited) – Three Months Ended July 31, 2025 and 20245
Condensed Consolidated Statements of Cash Flows (Unaudited) – Three Months Ended July 31, 2025 and 20246
Condensed Consolidated Statements of Equity (Unaudited) – Three Months Ended July 31, 20257
Condensed Consolidated Statements of Equity (Unaudited) – Three Months Ended July 31, 20248
Notes to Consolidated Financial Statements (Unaudited)9
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations33
Item 3.Quantitative and Qualitative Disclosures about Market Risk43
Item 4.Controls and Procedures43
PART II.OTHER INFORMATION
Item 1.Legal Proceedings45
Item 1A.Risk Factors45
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds45
Item 3.Defaults Upon Senior Securities45
Item 4.Mine Safety Disclosure45
Item 5.Other Information45
Item 6.Exhibits46
SIGNATURES47
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.