AMERICAS CARMART INC
For the period ended Jul 31, 2025. Filed Sep 9, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jul 31, 2025 · Filed Sep 9, 2025
What changed in Risk Factors?
Read the current filingPrevious report: 10-Q
Period ended 2025-01-31; filed 2025-03-10.
0001628280-25-011664
Item 1A. Risk FactorsCurrent report: 10-Q
Period ended 2025-07-31; filed 2025-09-09.
0000799850-25-000006
Item 1A. Risk FactorsThe baseline is this issuer’s latest earlier reporting period of the same form that was filed before the current report. A previous 10-Q is a different quarter, not a year-over-year comparison. Amendments are excluded.
Compared 2 previous paragraphs and 2 current paragraphs.
1 unchanged; 1 reworded; 0 added; 0 removed; 0 previous and 0 current paragraphs rearranged.
Tables are not compared: 0 previous and 0 current tables excluded. Dates, whitespace, punctuation and numbering changes are ignored; changes to financial figures remain significant.
A changed paragraph is not evidence that risk increased or decreased. An unchanged paragraph does not establish that risk stayed the same.
Reworded paragraphs (1)
Previous wording
The risk factor captioned,“The coming maturity of the Company’s revolving line of credit in September 2025 could adversely affect our business,” disclosed in the Company’s Quarterly Report on Form 10-Q for the period ended October 31, 2024, is no longer applicable as a result of the amendment to the Company’s revolving credit agreement entered into on February 28, 2025, which extended the maturity date of the revolving line of credit to March 31, 2027. Except for the foregoing, there have been no material changes to the Company’s risk factors as previously disclosed in Item 1A of Part I of the Company’s Annual Report on Form 10-K for the fiscal year ended April 30, 2024.
Current wording
There have been no material changes to the Company’s risk factors as previously disclosed in Item 1A to Part I of the Company’s Form 10-K for the fiscal year ended April 30, 2025.