HBT Financial, Inc.
For the period ended Dec 31, 2025. Filed Mar 6, 2026.
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FY2025 · Filed Mar 6, 2026
HBT$37.47+1.3%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Consolidated Balance Sheets
| (dollars in thousands, except per share data) | December 31,2025 | December 31,2024 |
|---|---|---|
| ASSETS | ||
| Cash and due from banks | $24,423 | $29,552 |
| Interest-bearing deposits with banks | 97,846 | 108,140 |
| Cash and cash equivalents | 122,269 | 137,692 |
| Debt securities available-for-sale, at fair value | 813,101 | 698,049 |
| Debt securities held-to-maturity (fair value of $426,799 at 2025 and $445,186 at 2024) | 458,746 | 499,858 |
| Equity securities with readily determinable fair value | 3,322 | 3,315 |
| Equity securities with no readily determinable fair value | 2,612 | 2,629 |
| Restricted stock, at cost | 4,979 | 5,086 |
| Loans held for sale | 1,263 | 1,586 |
| Loans, before allowance for credit losses | 3,456,209 | 3,466,146 |
| Allowance for credit losses | (41,690) | (42,044) |
| Loans, net of allowance for credit losses | 3,414,519 | 3,424,102 |
| Bank owned life insurance | 24,660 | 23,989 |
| Bank premises and equipment, net | 73,642 | 66,758 |
| Bank premises held for sale | — | 317 |
| Foreclosed assets | 1,126 | 367 |
| Goodwill | 59,820 | 59,820 |
| Intangible assets, net | 15,117 | 17,843 |
| Mortgage servicing rights, at fair value | 16,944 | 18,827 |
| Investments in unconsolidated subsidiaries | 1,614 | 1,614 |
| Accrued interest receivable | 23,779 | 24,770 |
| Other assets | 33,877 | 46,280 |
| Total assets | $5,071,390 | $5,032,902 |
| LIABILITIES AND STOCKHOLDERS' EQUITY | ||
| Liabilities | ||
| Deposits: | ||
| Noninterest-bearing | $1,049,043 | $1,046,405 |
| Interest-bearing | 3,310,220 | 3,271,849 |
| Total deposits | 4,359,263 | 4,318,254 |
| Securities sold under agreements to repurchase | — | 28,969 |
| Federal Home Loan Bank advances | 12,301 | 13,231 |
| Subordinated notes | — | 39,553 |
| Junior subordinated debentures issued to capital trusts | 52,909 | 52,849 |
| Other liabilities | 31,419 | 35,441 |
| Total liabilities | 4,455,892 | 4,488,297 |
| COMMITMENTS AND CONTINGENCIES (Note 23) | ||
| Stockholders' Equity | ||
| Preferred stock, $0.01 par value; 25,000,000 shares authorized; none issued or outstanding | — | — |
| Common stock, $0.01 par value; 125,000,000 shares authorized; shares issued of 32,899,104 at 2025 and 32,827,039 at 2024; shares outstanding of 31,431,924 at 2025 and 31,559,366 at 2024 | 329 | 328 |
| Surplus | 298,548 | 297,297 |
| Retained earnings | 367,163 | 316,764 |
| Accumulated other comprehensive income (loss) | (23,018) | (46,765) |
| Treasury stock at cost, 1,467,180 shares at 2025 and 1,267,673 at 2024 | (27,524) | (23,019) |
| Total stockholders’ equity | 615,498 | 544,605 |
| Total liabilities and stockholders’ equity | $5,071,390 | $5,032,902 |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.