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LAKELAND FINANCIAL CORP

For the period ended Sep 30, 2026. Filed Oct 28, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Sep 30, 2026 · Filed Oct 28, 2026

LKFN$62.20+1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

Page
PART I. FINANCIAL INFORMATION
Item 1. · Financial Statements
Consolidated Balance Sheets — September 30, 2026 and December 31, 20251
Consolidated Statements of Income — three and nine months ended September 30, 2026 and 20252
Consolidated Statements of Comprehensive Income (Loss) — three and nine months ended September 30, 2026 and 20253
Consolidated Statements of Changes in Stockholders’ Equity — three and nine months ended September 30, 2026 and 20254
Consolidated Statements of Cash Flows — nine months ended September 30, 2026 and 20256
Notes to the Consolidated Financial Statements7
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations41
Item 3.Quantitative and Qualitative Disclosures About Market Risk58
Item 4.Controls and Procedures58
PART II. OTHER INFORMATION
Item 1.Legal Proceedings59
Item 1A.Risk Factors59
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds59
Item 3.Defaults Upon Senior Securities59
Item 4.Mine Safety Disclosures59
Item 5.Other Information60
Item 6.Exhibits60
SIGNATURES61
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.