LKFN
Lakeland Financial CorporationNASDAQ
Financial Services • Banks - Regional
Factor tilt: Small-Cap Blend
$61.15-0.36%
Close Nov 6, 2026
- Market cap
- $1.52B
- 1 month
- +6.4%
- 3 months
- +0.2%
- 1 year
- +4.9%
- 52-week range
- $55.03$63.70
- Dividend, last 12 mo
- $2.08 · 3.40% yield
- Last ex-date
- Oct 23, 2026 · $0.52
- Dividend growth
- 5 years in a row
- Short interest
- 10.1% of float2.4M shares · settled Oct 15, 2026 · -2.8% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $428.88M
- Net income
- $113.68M
- Free cash flow
- —
- Book value
- $732.01M
- Total debt
- —
- P/E
- 13.4×
- Price / sales
- 3.6×
- Price / book
- 2.1×
- FCF yield
- —
- Net margin
- +26.5%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Lakeland Financial Corporation
Lakeland Financial Corporation operates as the bank holding company for Lake City Bank that provides various banking products and services in the United States. The company accepts various deposit products, such as noninterest bearing, interest-bearing checking, savings, money market, NOW, and demand deposits.
Read more
It also offers loan products, including commercial and industrial, commercial real estate and multi-family residential, construction, agri-business and agricultural, consumer 1-4 family mortgage, and other commercial and consumer loans. In addition, the company provides retail and merchant credit card services; corporate treasury management services, private banking, and wealth advisory; retail brokerage services comprising financial and investment products, annuities, and life insurance; and trust and fiduciary services, and estate and financial planning consulting services. It serves commercial real estate, manufacturing, agriculture, construction, retail, wholesale, finance and insurance, accommodation and food services, and health care industries. The company was founded in 1872 and is headquartered in Warsaw, Indiana.
- Website
- lakecitybank.com
- Headquarters
- Warsaw, IN, United States
- Employees
- 697
- Listed
- Aug 15, 1997
- Fiscal year ends
- December
Company profile from EODHD, stored Oct 30, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 28, 2026 | $109.6M | +1.7% | $28.9M |
| Jun 2026filed Aug 5, 2026 | $107.7M | +1.7% | $28.4M |
| Mar 2026filed Apr 29, 2026 | $104.9M | +3.5% | $26.5M |
| Dec 2025filed Feb 25, 2026 | $106.6M | +1.3% | $29.9M |
| Sep 2025filed Oct 29, 2025 | $107.8M | +0.8% | $26.4M |
| Jun 2025filed Aug 6, 2025 | $105.9M | -7.3% | $27.0M |
| Mar 2025filed Apr 30, 2025 | $101.4M | -2.2% | $20.1M |
| Dec 2024filed Feb 19, 2025 | $105.2M | -2.7% | $24.2M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Feb 25, 2026 | $421.7M | -1.9% | $103.4M |
| Dec 2024filed Feb 19, 2025 | $430.0M | +25.3% | $93.5M |
| Dec 2023filed Jan 25, 2024 | $343.3M | +22.0% | $93.8M |
| Dec 2022filed Feb 22, 2023 | $281.4M | +18.3% | $103.8M |
| Dec 2021filed Feb 23, 2022 | $237.9M | +4.3% | $95.7M |
| Dec 2020filed Feb 23, 2021 | $228.1M | -8.7% | $84.3M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched LKFN. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
2,416,472 shares short
-68,408 shares (-2.8%) vs Sep 30, 2026
10.1% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
2,484,880 shares short
+75,658 shares (+3.1%) vs Sep 15, 2026
10.3% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
2,409,222 shares short
+52,622 shares (+2.2%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
2,356,600 shares short
+79,524 shares (+3.5%) vs Aug 14, 2026
9.8% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
2,277,076 shares short
+103,294 shares (+4.8%) vs Jul 31, 2026
9.5% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
2,173,782 shares short
-28,201 shares (-1.3%) vs Jul 15, 2026
9% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind LKFN’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.52 per share
Ex-dividend date: Oct 23, 2026
Recorded pay date: Nov 5, 2026 (past date)
Cash dividend · Polygon event record
USD 0.52 per share
Ex-dividend date: Jul 24, 2026
Recorded pay date: Aug 5, 2026 (past date)
Cash dividend · Polygon event record
USD 0.52 per share
Ex-dividend date: Apr 24, 2026
Recorded pay date: May 5, 2026 (past date)
Cash dividend · Polygon event record
USD 0.52 per share
Ex-dividend date: Jan 23, 2026
Recorded pay date: Feb 5, 2026 (past date)
Cash dividend · Polygon event record
USD 0.5 per share
Ex-dividend date: Oct 24, 2025
Recorded pay date: Nov 5, 2025 (past date)
Cash dividend · Polygon event record
USD 0.5 per share
Ex-dividend date: Jul 25, 2025
Recorded pay date: Aug 5, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
3 for 2 · forward split
Effective Aug 8, 2016
Each 2 pre-split shares become 3 post-split shares.
Source: EODHD
2 for 1 · forward split
Effective May 1, 2006
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
2 for 1 · forward split
Effective May 18, 1998
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
2 for 1 · forward split
Effective May 16, 1996
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
21 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 27, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: neutral
Last trade: sell 5 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
255 filers reported a long position in LKFN for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
59.3%
of the 21M shares 13-F filers reported
Moves vs Q1 2026
8 added2 trimmed
Net shares held
+4.8%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $224.6M · 3.6M shares | 3.6M | +2.9% |
| 2 | Neuberger Berman Group LLC | $134.3M · 2.2M shares | 2.2M | +0.5% |
| 3 | STATE STREET CORP | $88.1M · 1.4M shares | 1.4M | +3.6% |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | $65.8M · 1.1M shares | 1.1M | -3% |
| 5 | CHARLES SCHWAB INVESTMENT MANAGEMENT INC | $58.1M · 940.9K shares | 940.9K | +8.2% |
| 6 | DIMENSIONAL FUND ADVISORS LP | $42.4M · 687.1K shares | 687.1K | +2.2% |
| 7 | FULLER & THALER ASSET MANAGEMENT, INC. | $41.9M · 679.7K shares | 679.7K | +107.2% |
| 8 | GEODE CAPITAL MANAGEMENT, LLC | $40.8M · 661.6K shares | 661.6K | +3.9% |
| 9 | VANGUARD PORTFOLIO MANAGEMENT LLC | $37M · 599K shares | 599K | +4.4% |
| 10 | SILVERCREST ASSET MANAGEMENT GROUP LLC | $36.3M · 588.8K shares | 588.8K | -7.4% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of LKFN file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Jul 31, 2026 | VANGUARD CAPITAL MANAGEMENT LLC13G · passive | 5.03% |
| May 12, 2026 | STATE STREET CORP13G · passive | 5.3% |
| Apr 24, 2026 | BlackRock, Inc.13G · passive · amended | 13.5% |
| Mar 27, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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