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LAKELAND FINANCIAL CORP

For the period ended Dec 31, 2025. Filed Feb 25, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 25, 2026

LKFN$62.09-0.2%Stored close · as of Nov 10, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Form 10-K Signature Page

SIGNATURES

Pursuant to the requirements of Section 15(d) of the Securities and Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized.

LAKELAND FINANCIAL CORPORATION
Date: February 25, 2026By/s/ David M. Findlay
David M. Findlay, Chairman and Chief Executive Officer

Pursuant to the requirements of the Securities and Exchange Act of 1934, this report has been signed by the following persons on behalf of the Registrant and in the capacities and on the dates indicated.

NameTitleDate
/s/ David M. Findlay
David M. FindlayChairman and Chief Executive OfficerFebruary 25, 2026
(principal executive officer)
/s/ Kristin L. Pruitt
Kristin L. PruittPresident and DirectorFebruary 25, 2026
/s/ Lisa M. O'Neill
Lisa M. O’NeillExecutive Vice President, Chief Financial OfficerFebruary 25, 2026
(principal financial officer)
/s/ Brok A. Lahrman
Brok A. LahrmanSenior Vice President, Finance and Chief Accounting OfficerFebruary 25, 2026
(principal accounting officer)
/s/ A. Faraz Abbasi
A. Faraz AbbasiDirectorFebruary 25, 2026
/s/ Blake W. Augsburger
Blake W. AugsburgerDirectorFebruary 25, 2026
/s/ Robert E. Bartels, Jr.
Robert E. Bartels, Jr.DirectorFebruary 25, 2026
/s/ Darrianne P. Christian
Darrianne P. ChristianDirectorFebruary 25, 2026
/s/ Melinda J. Creighton Truex
Melinda J. Creighton TruexDirectorFebruary 25, 2026
/s/ Emily E. Pichon
Emily E. PichonDirectorFebruary 25, 2026
/s/ Steven D. Ross
Steven D. RossDirectorFebruary 25, 2026
/s/ Brian J. Smith
Brian J. SmithDirectorFebruary 25, 2026
/s/ Daniel B. Starr
Daniel B. StarrDirectorFebruary 25, 2026
/s/ Bradley J. Toothaker
Bradley J. ToothakerDirectorFebruary 25, 2026
/s/ M. Scott Welch
M. Scott WelchDirectorFebruary 25, 2026
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.