LAKELAND FINANCIAL CORP
For the period ended Sep 30, 2025. Filed Oct 29, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Oct 29, 2025
LKFN$62.20+1.7%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| Page | ||
|---|---|---|
| PART I. FINANCIAL INFORMATION | ||
| Item 1. · Financial Statements | ||
| Consolidated Balance Sheets — September 30, 2025 and December 31, 2024 | 1 | |
| Consolidated Statements of Income — three and nine months ended September 30, 2025 and 2024 | 2 | |
| Consolidated Statements of Comprehensive Income — three and nine months ended September 30, 2025 and 2024 | 3 | |
| Consolidated Statements of Changes in Stockholders’ Equity — three and nine months ended September 30, 2025 and 2024 | 4 | |
| Consolidated Statements of Cash Flows — nine months ended September 30, 2025 and 2024 | 6 | |
| Notes to the Consolidated Financial Statements | 7 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 39 |
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 57 |
| Item 4. | Controls and Procedures | 58 |
| PART II. OTHER INFORMATION | ||
| Item 1. | Legal Proceedings | 58 |
| Item 1A. | Risk Factors | 58 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 58 |
| Item 3. | Defaults Upon Senior Securities | 59 |
| Item 4. | Mine Safety Disclosures | 59 |
| Item 5. | Other Information | 59 |
| Item 6. | Exhibits | 59 |
| SIGNATURES | 60 | |
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