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LAKELAND FINANCIAL CORP

For the period ended Jun 30, 2025. Filed Aug 6, 2025.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Jun 30, 2025 · Filed Aug 6, 2025

LKFN$62.20+1.7%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Table of Contents

Page
PART I. FINANCIAL INFORMATION
Item 1. · Financial Statements
Consolidated Balance Sheets — June 30, 2025 and December 31, 20241
Consolidated Statements of Income — three and six months ended June 30, 2025 and 20242
Consolidated Statements of Comprehensive Income — three and six months ended June 30, 2025 and 20243
Consolidated Statements of Changes in Stockholders’ Equity — three and six months ended June 30, 2025 and 20244
Consolidated Statements of Cash Flows — six months ended June 30, 2025 and 20246
Notes to the Consolidated Financial Statements7
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations38
Item 3.Quantitative and Qualitative Disclosures About Market Risk56
Item 4.Controls and Procedures57
PART II. OTHER INFORMATION
Item 1.Legal Proceedings57
Item 1A.Risk Factors57
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds57
Item 3.Defaults Upon Senior Securities58
Item 4.Mine Safety Disclosures58
Item 5.Other Information58
Item 6.Exhibits58
SIGNATURES59
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.