WORLD ACCEPTANCE CORP
For the period ended Sep 30, 2025. Filed Nov 6, 2025.
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A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2025 · Filed Nov 6, 2025
WRLD$145.40-2.5%Stored close · as of Nov 9, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
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Item 6. Exhibits
| ExhibitNumber · Exhibit Description · FiledHerewith · Incorporated by Reference | |||||
|---|---|---|---|---|---|
| Form orRegistrationNumber · Exhibit · FilingDate | |||||
| 3.01 | Second Amended and Restated Articles of Incorporation of World Acceptance Corporation, as amended | S-8 | 3.1 | 07-29-03 | |
| 3.02 | Eighth Amended and Restated Bylaws of World Acceptance Corporation | 10-Q | 3.01 | 11-08-18 | |
| 10.1 | Revolving Credit Agreement, dated July 22, 2025, by and among the Company, the lenders named therein, and Bank of Montreal, as administrative and collateral agent. | 8-K | 10.1 | 07-24-25 | |
| 10.2 | Credit Agreement, dated as of September 29, 2025, by and among the Company, as servicer, WFC Receivables I, LLC, as borrower, the lenders and agents from time to time parties thereto, Atlas Securitized Products Administration, L.P., as administrative agent for the lenders, Systems & Services Technologies, Inc., as backup servicer, and Wilmington Trust, National Association, a national banking association, as securities intermediary. | 8-K | 10.1 | 10-03-25 | |
| 10.3 | World Acceptance Corporation 2025 Stock Incentive Plan.+ | 8-K | 10.1 | 08-22-25 | |
| 31.01 | Rule 13a-14(a)/15d-14(a) Certification of Chief Executive Officer | * | |||
| 31.02 | Rule 13a-14(a)/15d-14(a) Certification of Chief Financial and Strategy Officer | * | |||
| 32.01 | Section 1350 Certification of Chief Executive Officer | * | |||
| 32.02 | Section 1350 Certification of Chief Financial and Strategy Officer | * | |||
| 101.01 | The following materials from the Company's Quarterly Report for the fiscal quarter ended September 30, 2025, formatted in Inline XBRL: | * | |||
| (i) · Consolidated Balance Sheets as of September 30, 2025 and March 31, 2025; | |||||
| (ii) · Consolidated Statements of Operations for the three and six months ended September 30, 2025 and September 30, 2024; | |||||
| (iii) · Consolidated Statements of Shareholders' Equity for the three and six months ended September 30, 2025 and September 30, 2024; | |||||
| (iv) · Consolidated Statements of Cash Flows for the six months ended September 30, 2025 and September 30, 2024; and | |||||
| (v) · Notes to the Consolidated Financial Statements. | |||||
| 104.01 | Cover Page Interactive Data File (formatted as Inline XBRL and contained in Exhibit 101) | * | |||
| * | Filed herewith. |
|---|---|
| + | Management Contract or other compensatory plan required to be filed under Item 6 of this report and Item 601 of Regulation S-K of the Securities and Exchange Commission. |
SIGNATURES
Pursuant to the requirements of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned thereunto duly authorized.
| WORLD ACCEPTANCE CORPORATION | ||
| By: /s/ Scott McIntyre | ||
| Scott McIntyre | ||
| Senior Vice President of Accounting | ||
| Signing on behalf of the registrant and as principal accounting officer | ||
| Date: | November 6, 2025 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.