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OLD REPUBLIC INTERNATIONAL CORP

For the period ended Dec 31, 2025. Filed Feb 26, 2026.

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About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 26, 2026

ORI$39.63+0.1%Stored close · as of Nov 9, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

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Contents

Item 15. Exhibits

Documents filed as a part of this report:

  1. Financial statements: See Item 8, Index to Financial Statements.

  2. See exhibit index on page 107 of this report.

  3. Financial Statement Schedules.

SIGNATURES

Pursuant to the requirements of Section 13 or 15(d) of the Securities Exchange Act of 1934, the registrant has duly caused this report to be signed on its behalf by the undersigned, thereunto duly authorized (Name, Title or Principal Capacity, and Date).

(Registrant): Old Republic International Corporation

By:/s/ Craig R. Smiddy02/26/2026
Craig R. Smiddy, President, Chief Executive Officer, and DirectorDate
By:/s/ Frank J. Sodaro02/26/2026
Frank J. Sodaro, Senior Vice President,Date
Chief Financial Officer, and
Principal Accounting Officer

Pursuant to the requirements of the Securities Exchange Act of 1934, this report has been signed below by the following persons on behalf of the registrant and in the capacities and on the dates indicated (Name, Title or Principal Capacity, and Date).

/s/ Barbara A. Adachi/s/ Peter B. McNitt
Barbara A. Adachi, Director*Peter B. McNitt, Director*
/s/ Steven J. Bateman/s/ Glenn W. Reed
Steven J. Bateman, Director*Glenn W. Reed, Director*
/s/ Lisa J. Caldwell/s/ Therace M. Risch
Lisa J. Caldwell, Director*Therace M. Risch, Director*
/s/ Michael D. Kennedy/s/ J. Eric Smith
Michael D. Kennedy, Director*J. Eric Smith, Director*
/s/ Charles J. Kovaleski/s/ Fredricka Taubitz
Charles J. Kovaleski, Director*Fredricka Taubitz, Director*
/s/ Spencer LeRoy, III/s/ Steven R. Walker
Spencer LeRoy, III, Director*Steven R. Walker, Director*
  • By /s/ Craig R. Smiddy

Attorney-in-fact

Date: February 26, 2026

INDEX TO FINANCIAL STATEMENT SCHEDULES
OLD REPUBLIC INTERNATIONAL CORPORATION AND SUBSIDIARIES
ScheduleI -Summary of Investments - Other than Investments in Related Parties as of December 31, 2025
ScheduleII -Condensed Financial Information of Registrant as of December 31, 2025 and 2024 and for the years ended December 31, 2025, 2024, and 2023
ScheduleIII -Supplementary Insurance Information for the years ended December 31, 2025, 2024, and 2023
ScheduleIV -Reinsurance for the years ended December 31, 2025, 2024, and 2023
ScheduleV -Valuation and Qualifying Accounts for the years ended December 31, 2025, 2024, and 2023
ScheduleVI -Supplemental Information Concerning Property - Casualty Insurance Operations for the years ended December 31, 2025, 2024, and 2023
Schedules other than those listed are omitted for the reason that they are not required, are not applicable or that equivalent information has been included in the financial statements, accompanying footnotes, or elsewhere herein.
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The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.