OLD REPUBLIC INTERNATIONAL CORP
For the period ended Dec 31, 2025. Filed Feb 26, 2026.
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A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.
FY2025 · Filed Feb 26, 2026
ORI$40.53+2.3%Stored close · as of Nov 10, 2026
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Consolidated Statements of Income
| Old Republic International Corporation and Subsidiaries | |||
|---|---|---|---|
| Consolidated Statements of Income | |||
| ($ in Millions, Except Share Data) | |||
| Years Ended December 31, | |||
| 2025 | 2024 | 2023 | |
| Revenues: | |||
| Net premiums earned | $7,788.7 | $7,026.4 | $6,445.9 |
| Title, escrow, and other fees | 264.1 | 284.4 | 261.8 |
| Total premiums and fees | 8,052.9 | 7,310.8 | 6,707.7 |
| Net investment income | 708.7 | 673.1 | 578.3 |
| Other income | 194.9 | 177.6 | 163.1 |
| Total operating revenues | 8,956.6 | 8,161.6 | 7,449.3 |
| Net investment gains (losses): | |||
| Realized from actual transactions and impairments | 202.0 | 88.8 | (67.0) |
| Unrealized from changes in fair value of equity securities | (22.3) | (18.9) | (123.9) |
| Total net investment gains (losses) | 179.7 | 69.9 | (190.9) |
| Total revenues | 9,136.3 | 8,231.5 | 7,258.3 |
| Expenses: | |||
| Loss and loss adjustment expenses | 3,361.1 | 3,024.4 | 2,580.0 |
| Dividends to policyholders | 16.2 | 23.5 | 16.5 |
| Underwriting, acquisition, and other expenses | 4,504.5 | 4,036.4 | 3,843.6 |
| Interest and other charges | 70.3 | 77.3 | 70.5 |
| Total expenses | 7,952.3 | 7,161.7 | 6,510.8 |
| Income before income taxes | 1,184.0 | 1,069.7 | 747.4 |
| Income Taxes (Credits): | |||
| Current | 225.2 | 205.2 | 186.2 |
| Deferred | 16.8 | 11.7 | (37.4) |
| Total income taxes | 242.1 | 216.9 | 148.7 |
| Net Income: | |||
| Total net income | 941.9 | 852.7 | 598.6 |
| Net income attributable to noncontrolling interests | 6.5 | — | — |
| Net Income to Shareholders | $935.4 | $852.7 | $598.6 |
| Net Income Per Share: | |||
| Basic | $3.82 | $3.30 | $2.12 |
| Diluted | $3.72 | $3.24 | $2.10 |
| Average shares outstanding: Basic | 245,121,426 | 258,032,085 | 282,732,526 |
| Diluted | 251,313,860 | 262,880,631 | 285,471,064 |
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