ASSOCIATED BANC-CORP
For the period ended Sep 30, 2026. Filed Oct 27, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Sep 30, 2026 · Filed Oct 27, 2026
ASB$30.36-0.6%Stored close · as of Nov 6, 2026
Contents
Table of Contents
ASSOCIATED BANC-CORP
Table of Contents
| Page | |
|---|---|
| PART I. Financial Information | |
| Item 1. Financial Statements (Unaudited): | 5 |
| Consolidated Balance Sheets | 5 |
| Consolidated Statements of Income | 6 |
| Consolidated Statements of Comprehensive Income | 7 |
| Consolidated Statements of Changes in Stockholders’ Equity | 8 |
| Consolidated Statements of Cash Flows | 10 |
| Notes to Consolidated Financial Statements | 12 |
| Item 2. Management’s Discussion and Analysis of Financial Condition and Results of Operations | 54 |
| Item 3. Quantitative and Qualitative Disclosures About Market Risk | 79 |
| Item 4. Controls and Procedures | 80 |
| PART II. Other Information | |
| Item 1. Legal Proceedings | 81 |
| Item 1A. Risk Factors | 81 |
| Item 2. Unregistered Sales of Equity Securities and Use of Proceeds | 81 |
| Item 5. Other Information | 81 |
| Item 6. Exhibits | 82 |
| Signatures | 83 |
ASSOCIATED BANC-CORP
Commonly Used Terms
The following listing provides a reference of common acronyms, abbreviations, and other defined terms used throughout the document:
| ACLL | Allowance for Credit Losses on Loans |
|---|---|
| AFS | Available for Sale |
| ALCO | Asset / Liability Committee |
| AOCI | Accumulated Other Comprehensive Income |
| American National | American National Corporation |
| ASC | Accounting Standards Codification |
| ASU | Accounting Standards Update |
| the Bank | Associated Bank, National Association |
| Basel III | International framework established by the Basel Committee on Banking Supervision for the regulation of capital and liquidity |
| bp | basis point(s) |
| CDs | Certificates of Deposit |
| CDIs | Core Deposit Intangibles |
| CECL | Current Expected Credit Losses |
| CET1 | Common Equity Tier 1 |
| Corporation / our | Associated Banc-Corp collectively with all of its subsidiaries and affiliates |
| CRA | Community Reinvestment Act |
| CRE | Commercial Real Estate |
| EAR | Earnings at Risk |
| ERC | Enterprise Risk Committee of the Corporation's Board of Directors |
| Exchange Act | Securities Exchange Act of 1934, as amended |
| FASB | Financial Accounting Standards Board |
| FDIC | Federal Deposit Insurance Corporation |
| Federal Reserve | Board of Governors of the Federal Reserve System |
| FFELP | Federal Family Education Loan Program |
| FHLB | Federal Home Loan Bank |
| FHLMC | Federal Home Loan Mortgage Corporation |
| FICO | Fair Isaac Corporation |
| FNMA | Federal National Mortgage Association |
| FTEs | Full-time equivalent employees |
| FTP | Funds Transfer Pricing |
| GAAP | Generally Accepted Accounting Principles |
| GNMA | Government National Mortgage Association |
| GSE | Government-Sponsored Enterprise |
| HTM | Held to Maturity |
| LTV | Loan-to-Value |
| Merger Agreement | Agreement and Plan of Merger dated November 30, 2025 |
| Moody's | Moody’s Investors Service |
| MSRs | Mortgage Servicing Rights |
| MVE | Market Value of Equity |
| NAV | Net Asset Value measured at fair value per share (or its equivalent) as a practical expedient |
| Net Free Funds | Noninterest-bearing sources of funds |
| NPAs | Nonperforming Assets |
| OCI | Other Comprehensive Income |
| OREO | Other Real Estate Owned |
| Parent Company | Associated Banc-Corp individually |
|---|---|
| PCD | Purchased Credit-Deteriorated |
| PSL | Purchased Seasoned Loans |
| QTD | Quarter-to-date |
| RAP | Retirement Account Plan |
| Repurchase Agreements | Securities sold under agreements to repurchase |
| Restricted Stock Awards | Restricted common stock and restricted common stock units |
| Rev Loan(s) | Revolving loans |
| SBA | Small Business Administration |
| SEC | U.S. Securities and Exchange Commission |
| Series E Preferred Stock | The Corporation's 5.875% Non-Cumulative Perpetual Preferred Stock, Series E, liquidation preference $1,000 per share |
| Series F Preferred Stock | The Corporation's 5.625% Non-Cumulative Perpetual Preferred Stock, Series F, liquidation preference $1,000 per share |
| SOFR | Secured Overnight Finance Rate |
| YTD | Year-to-Date |
| PART I - FINANCIAL INFORMATION | |
|---|---|
| ITEM 1. | Financial Statements: |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.