Unum Group

For the period ended Dec 31, 2025. Filed Feb 17, 2026.

About this filing

A company's yearly report to the SEC, with audited financial statements. It is the fullest account a company gives of its business, its finances and the risks it sees.

FY2025 · Filed Feb 17, 2026

UNM$76.75+3.8%Stored close · as of Nov 6, 2026

See the whole filing, with its images and exhibits

Contents

Page
	Cautionary Statement Regarding Forward-Looking Statements	1
PART I
Item 1.	Business	3
Item 1A.	Risk Factors	21
Item 1B.	Unresolved Staff Comments	33
Item 1C.	Cybersecurity	33
Item 2.	Properties	35
Item 3.	Legal Proceedings	35
Item 4.	Mine Safety Disclosures	35
PART II
Item 5.	Market for the Registrant's Common Equity, Related Stockholder Matters and Issuer Purchases of Equity Securities	36
Item 6.	[Reserved]	37
Item 7.	Management's Discussion and Analysis of Financial Condition and Results of Operations	37
Item 7A.	Quantitative and Qualitative Disclosures About Market Risk	93
Item 8.	Financial Statements and Supplementary Data	100
Item 9.	Changes in and Disagreements with Accountants on Accounting and Financial Disclosure	229
Item 9A.	Controls and Procedures	229
Item 9B.	Other Information	231
Item 9C.	Disclosure Regarding Foreign Jurisdictions that Prevent Inspections	231
PART III
Item 10.	Directors, Executive Officers, and Corporate Governance	231
Item 11.	Executive Compensation	231
Item 12.	Security Ownership of Certain Beneficial Owners and Management and Related Stockholder Matters	232
Item 13.	Certain Relationships and Related Transactions and Director Independence	233
Item 14.	Principal Accounting Fees and Services	233
PART IV
Item 15.	Exhibits and Financial Statement Schedules	234
	Index to Exhibits	244
	Signatures	248

ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.

About this filing

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