AMERICAN EXPRESS CO
For the period ended Jun 30, 2025. Filed Jul 18, 2025.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jun 30, 2025 · Filed Jul 18, 2025
Contents
Table of Contents
FORM 10-Q
INDEX
| Part I. · Financial Information · Page No. | ||||
|---|---|---|---|---|
| Item 1. · Financial Statements | ||||
| Consolidated Statements of Income – Three Months Ended June 30, 2025 and 2024 | 37 | |||
| Consolidated Statements of Income – Six Months Ended June 30, 2025 and 2024 | 38 | |||
| Consolidated Statements of Comprehensive Income – Three and Six Months Ended June 30, 2025 and 2024 | 39 | |||
| Consolidated Balance Sheets – June 30, 2025 and December 31, 2024 | 40 | |||
| Consolidated Statements of Cash Flows – Six Months Ended June 30, 2025 and 2024 | 41 | |||
| Consolidated Statements of Shareholders’ Equity – Three and Six Months Ended June 30, 2025 and 2024 | 42 | |||
| Notes to Consolidated Financial Statements | 44 | |||
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations (MD&A) | 1 | ||
| Item 3. | Quantitative and Qualitative Disclosures about Market Risk | 74 | ||
| Item 4. | Controls and Procedures | 74 | ||
| Part II. | Other Information | |||
| Item 1. | Legal Proceedings | 75 | ||
| Item 1A. | Risk Factors | 75 | ||
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 76 | ||
| Item 5. | Other Information | 77 | ||
| Item 6. | Exhibits | 78 | ||
| Signatures | 79 | |||
Throughout this report the terms “American Express,” “we,” “our” or “us,” refer to American Express Company and its subsidiaries on a consolidated basis, unless stated or the context implies otherwise. The use of the term “partner” or “partnering” in this report does not mean or imply a formal legal partnership, and is not meant in any way to alter the terms of American Express’ relationship with any third parties. The sum of the components reported across periods in our Quarterly Reports on Form 10-Q may not equal the year-to-date amounts provided in this report due to rounding. Refer to the “MD&A ― Glossary of Selected Terminology” for the definitions of other key terms used in this report.
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