SPFI
South Plains Financial IncNASDAQ
Financial Services • Banks - Regional
Factor tilt: Small-Cap Defensive
$42.45-0.96%
Close Nov 6, 2026
- Market cap
- $812.74M
- 1 month
- -0.8%
- 3 months
- -4.6%
- 1 year
- +13.4%
- 52-week range
- $36.52$45.96
- Dividend, last 12 mo
- $0.71 · 1.67% yield
- Last ex-date
- Nov 2, 2026 · $0.19
- Dividend growth
- 6+ years in a row
- Short interest
- 4.0% of float591.1K shares · settled Oct 15, 2026 · -10.8% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $319.28M
- Net income
- $69.56M
- Free cash flow
- —
- Book value
- $622.76M
- Total debt
- —
- P/E
- 11.7×
- Price / sales
- 2.5×
- Price / book
- 1.3×
- FCF yield
- —
- Net margin
- +21.8%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About South Plains Financial Inc
South Plains Financial, Inc. operates as a bank holding company for City Bank that provides commercial and consumer financial services to small and medium-sized businesses and individuals. It offers deposit products, including demand deposit accounts, interest-bearing products, savings accounts, and certificate of deposits.
Read more
The company also provides traditional trust products and services; debit and credit cards; retirement services and products, including real estate administration, family trust administration, revocable and irrevocable trusts, charitable trusts for individuals and corporations, self-directed individual retirement accounts, simplified employee pensions plans, employee stock ownership plans, defined benefit plans, and profit-sharing plans. In addition, it offers investment services, such as self-directed IRAs, money market funds, mutual funds, annuities and tax-deferred annuities, stocks and bonds, investments for non-U.S. residents, treasury bills, treasury notes and bonds, and tax-exempt municipal bonds. Further, the company provides commercial real estate loans; general and specialized commercial loans, including agricultural production and real estate, energy, finance, investment, and insurance loans, as well as loans to goods, services, restaurant and retail, construction, and other industries; residential construction loans; and 1-4 family residential loans, auto loans, and other loans for recreational vehicles or other purposes; and mortgage banking services. The company was founded in 1941 and is headquartered in Lubbock, Texas.
- Website
- spfi.bank
- Headquarters
- Lubbock, TX, United States
- Employees
- 545
- Listed
- May 9, 2019
- Fiscal year ends
- December
Company profile from EODHD, stored Nov 6, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Nov 3, 2026 | $90.2M | +21.8% | $20.8M |
| Jun 2026filed Aug 6, 2026 | $80.8M | +5.9% | $19.0M |
| Mar 2026filed May 5, 2026 | $73.9M | +7.0% | $14.5M |
| Dec 2025filed Mar 5, 2026 | $74.4M | +1.6% | $15.3M |
| Sep 2025filed Nov 6, 2025 | $74.0M | +4.6% | $16.3M |
| Jun 2025filed Aug 5, 2025 | $76.3M | +8.4% | $14.6M |
| Mar 2025filed May 6, 2025 | $69.1M | +0.5% | $12.3M |
| Dec 2024filed Mar 7, 2025 | $73.2M | +12.7% | $16.5M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Mar 5, 2026 | $296.9M | +4.9% | $58.5M |
| Dec 2024filed Mar 7, 2025 | $283.1M | +33.5% | $49.7M |
| Dec 2023filed Jan 26, 2024 | $212.0M | -8.6% | $62.7M |
| Dec 2022filed Mar 13, 2023 | $231.9M | +1.9% | $58.2M |
| Dec 2021filed Mar 8, 2022 | $227.5M | -3.4% | $58.6M |
| Dec 2020filed Mar 11, 2021 | $235.6M | +26.5% | $45.4M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched SPFI. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
591,094 shares short
-71,516 shares (-10.8%) vs Sep 30, 2026
4% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
662,610 shares short
+98,319 shares (+17.4%) vs Sep 15, 2026
4.4% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
564,291 shares short
+80,876 shares (+16.7%) vs Aug 31, 2026
3.7% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
483,415 shares short
+14,934 shares (+3.2%) vs Aug 14, 2026
3.2% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
468,481 shares short
-31,567 shares (-6.3%) vs Jul 31, 2026
3.1% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
500,048 shares short
-32,637 shares (-6.1%) vs Jul 15, 2026
3.3% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind SPFI’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.19 per share
Ex-dividend date: Nov 2, 2026
Recorded pay date: Nov 16, 2026 (pending)
Cash dividend · Polygon event record
USD 0.18 per share
Ex-dividend date: Jul 27, 2026
Recorded pay date: Aug 10, 2026 (past date)
Cash dividend · Polygon event record
USD 0.17 per share
Ex-dividend date: Apr 27, 2026
Recorded pay date: May 11, 2026 (past date)
Cash dividend · Polygon event record
USD 0.17 per share
Ex-dividend date: Feb 2, 2026
Recorded pay date: Feb 17, 2026 (past date)
Cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: Oct 27, 2025
Recorded pay date: Nov 10, 2025 (past date)
Cash dividend · Polygon event record
USD 0.16 per share
Ex-dividend date: Jul 28, 2025
Recorded pay date: Aug 11, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
No qualified split events are stored. This does not establish that the stock has never split.
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
19 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Oct 16, 2026
Smart-money 13F trend: accumulating (heavy)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 2 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
158 filers reported a long position in SPFI for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
60.3%
of the 8.8M shares 13-F filers reported
Moves vs Q1 2026
9 added1 trimmed
Net shares held
+21.5%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $61.6M · 1.4M shares | 1.4M | +24.2% |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | $27.7M · 642.1K shares | 642.1K | +15% |
| 3 | STATE STREET CORP | $22.8M · 529.6K shares | 529.6K | +36% |
| 4 | ACADIAN ASSET MANAGEMENT LLC | $21.4M · 497.5K shares | 497.5K | +1.2% |
| 5 | AMERICAN CENTURY COMPANIES INC | $20M · 464.9K shares | 464.9K | +13.4% |
| 6 | DIMENSIONAL FUND ADVISORS LP | $18.7M · 434.8K shares | 434.8K | -0.1% |
| 7 | JPMORGAN CHASE & CO | $17.4M · 400.7K shares | 400.7K | +6.3% |
| 8 | GEODE CAPITAL MANAGEMENT, LLC | $17.1M · 397.7K shares | 397.7K | +35.8% |
| 9 | BASSWOOD CAPITAL MANAGEMENT, L.L.C. | $13.4M · 311.6K shares | 311.6K | +309.5% |
| 10 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | $7.4M · 172.1K shares | 172.1K | +4% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of SPFI file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Aug 12, 2026 | Griffith Curtis C13G · passive · amended | 6.15% |
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