ISBA
Isabella Bank CorporationNASDAQ
Financial Services • Banks - Regional
Factor tilt: Micro-Cap Blend
$40.64+0.02%
Close Nov 6, 2026
- Market cap
- $298.35M
- 1 month
- +5.7%
- 3 months
- +0.9%
- 1 year
- -2.8%
- 52-week range
- $35.93$56.58
- Dividend, last 12 mo
- $1.12 · 2.76% yield
- Last ex-date
- Sep 28, 2026 · $0.28
- Short interest
- 4.3% of float304K shares · settled Oct 15, 2026 · -3.1% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $108.53M
- Net income
- $21.33M
- Free cash flow
- —
- Book value
- $245.59M
- Total debt
- —
- P/E
- 14×
- Price / sales
- 2.7×
- Price / book
- 1.2×
- FCF yield
- —
- Net margin
- +19.7%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Isabella Bank Corporation
Isabella Bank Corporation operates as the bank holding company for Isabella Bank that provides banking and wealth management services to businesses, institutions, and individuals and their families in Michigan, the United States. The company offers deposit products, including checking and savings accounts; and certificates of deposit, direct deposits, and cash management services.
Read more
Its loan portfolio comprises commercial, agricultural, and residential real estate loans, as well as consumer loans, including secured and unsecured personal loans. In addition, the company provides mobile and internet banking, investment management, trust and estate services, automated teller machines, and insurance products. Isabella Bank Corporation was founded in 1903 and is headquartered in Mount Pleasant, Michigan.
- Website
- isabellabank.com
- Headquarters
- Mount Pleasant, MI, United States
- Employees
- 341
- Listed
- Jul 13, 2007
- Fiscal year ends
- December
Company profile from EODHD, stored Nov 1, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Oct 30, 2026 | $30.7M | +7.5% | $6.6M |
| Jun 2026filed Aug 10, 2026 | $16.9M | -35.8% | $5.0M |
| Mar 2026filed May 6, 2026 | $29.5M | +14.9% | $5.0M |
| Dec 2025filed Mar 13, 2026 | $31.4M | +21.7% | $4.7M |
| Sep 2025filed Nov 10, 2025 | $28.6M | +8.5% | $5.2M |
| Jun 2025filed Aug 11, 2025 | $26.4M | +4.6% | $5.0M |
| Mar 2025filed May 8, 2025 | $25.7M | +5.3% | $3.9M |
| Dec 2024filed Mar 12, 2025 | $25.8M | +8.3% | $4.0M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Mar 13, 2026 | $112.0M | +10.1% | $18.9M |
| Dec 2024filed Mar 12, 2025 | $101.7M | +12.1% | $13.9M |
| Dec 2023filed Mar 7, 2024 | $90.8M | +18.6% | $18.2M |
| Dec 2022filed Mar 7, 2023 | $76.6M | +7.4% | $22.2M |
| Dec 2021filed Mar 15, 2022 | $71.3M | -5.9% | $19.5M |
| Dec 2020filed Mar 10, 2021 | $75.8M | -0.8% | $10.9M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched ISBA. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
304,049 shares short
-9,690 shares (-3.1%) vs Sep 30, 2026
4.3% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
313,739 shares short
-3,045 shares (-1%) vs Sep 15, 2026
4.4% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
316,784 shares short
-2,226 shares (-0.7%) vs Aug 31, 2026
4.7% of the stored float. Published Sep 24, 2026.
Settlement Aug 31, 2026
319,010 shares short
+2,574 shares (+0.8%) vs Aug 14, 2026
4.7% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
316,436 shares short
+10,860 shares (+3.6%) vs Jul 31, 2026
Share of float unavailable. Published Aug 25, 2026.
Settlement Jul 31, 2026
305,576 shares short
+18,899 shares (+6.6%) vs Jul 15, 2026
Share of float unavailable. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind ISBA’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.28 per share
Ex-dividend date: Sep 28, 2026
Recorded pay date: Sep 30, 2026 (past date)
Cash dividend · Polygon event record
USD 0.28 per share
Ex-dividend date: Jun 26, 2026
Recorded pay date: Jun 30, 2026 (past date)
Cash dividend · Polygon event record
USD 0.28 per share
Ex-dividend date: Mar 27, 2026
Recorded pay date: Mar 31, 2026 (past date)
Cash dividend · Polygon event record
USD 0.28 per share
Ex-dividend date: Dec 17, 2025
Recorded pay date: Dec 19, 2025 (past date)
Cash dividend · Polygon event record
USD 0.28 per share
Ex-dividend date: Sep 26, 2025
Recorded pay date: Sep 30, 2025 (past date)
Cash dividend · Polygon event record
USD 0.28 per share
Ex-dividend date: Jun 26, 2025
Recorded pay date: Jun 30, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
11 for 10 · forward split
Effective Mar 11, 2008
Each 10 pre-split shares become 11 post-split shares.
Source: EODHD
11 for 10 · forward split
Effective Mar 2, 2006
Each 10 pre-split shares become 11 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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We’ll show you if ISBA is in your portfolio and how much it contributes.
Sign inMarket context
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Smart money context
Holder IQ: LOW
3 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Sep 22, 2026
Insider context
Sentiment: bullish
Last trade: buy 18 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bullish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 0
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bullish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
59 filers reported a long position in ISBA for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
81.7%
of the 1.6M shares 13-F filers reported
Moves vs Q1 2026
8 added0 trimmed
2 new
Net shares held
+105.2%
across the 8 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $18.5M · 467.4K shares | 467.4K | +366.5% |
| 2 | VANGUARD CAPITAL MANAGEMENT LLC | $11.8M · 299.6K shares | 299.6K | +9.3% |
| 3 | GEODE CAPITAL MANAGEMENT, LLC | $7M · 176.3K shares | 176.3K | +119.2% |
| 4 | STATE STREET CORP | $3.4M · 86.6K shares | 86.6K | +292.6% |
| 5 | NORTHERN TRUST CORP | $2.1M · 53.5K shares | 53.5K | +262.8% |
| 6 | VANGUARD PORTFOLIO MANAGEMENT LLC | $1.8M · 46.7K shares | 46.7K | New |
| 7 | VANGUARD FIDUCIARY TRUST CO | $1.8M · 46.5K shares | 46.5K | +14.1% |
| 8 | HARBOUR INVESTMENTS, INC. | $1.3M · 33K shares | 33K | +22.1% |
| 9 | VICTORY CAPITAL MANAGEMENT INC | $1.2M · 31K shares | 31K | New |
| 10 | GOLDMAN SACHS GROUP INC | $1.1M · 27.5K shares | 27.5K | +31.9% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of ISBA file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Jul 28, 2026 | BlackRock, Inc.13G · passive | 6.4% |
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