FUNC
First United CorporationNASDAQ
Financial Services • Banks - Regional
Factor tilt: Micro-Cap Defensive
$45.92+0.53%
Close Nov 6, 2026
- Market cap
- $296.03M
- 1 month
- +5.6%
- 3 months
- +3.3%
- 1 year
- +28.7%
- 52-week range
- $35.12$47.30
- Dividend, last 12 mo
- $1.06 · 2.31% yield
- Last ex-date
- Oct 19, 2026 · $0.28
- Dividend growth
- 3 years in a row
- Short interest
- 1.3% of float78.7K shares · settled Oct 15, 2026 · -10.8% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- $124.5M
- Net income
- $25.29M
- Free cash flow
- —
- Book value
- $213.99M
- Total debt
- —
- P/E
- 11.7×
- Price / sales
- 2.4×
- Price / book
- 1.4×
- FCF yield
- —
- Net margin
- +20.3%
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About First United Corporation
First United Corporation operates as the bank holding company for First United Bank & Trust that provides various retail and commercial banking services to businesses and individuals in the United States. It operates through Community Banking and Wealth Management segments.
Read more
The company offers deposit products, such as checking, savings, money market, individual retirement (IRA), employee benefit, and health savings accounts; regular and IRA certificates of deposit (CD); and demand deposits. It also provides business and personal loans; commercial loans secured by real estate, commercial equipment, and vehicles or other assets of the borrower; residential mortgages; home equity lines of credit; real estate construction loans to builders and individuals for single-family dwellings; and consumer loans, including indirect and direct auto loans, student loans, and other secured and unsecured lines of credit and term loans. In addition, the company offers brokerage; certificate of deposit account registry and IntraFi cash services; treasury management, cash sweep, and various checking opportunities; trust services, such as personal trust, investment agency accounts, charitable trusts, estate administration, and estate planning, as well as retirement accounts, including IRA rollovers, 401(k) accounts, and defined benefit plans; safe deposit and night depository facilities; and insurance products. Further, it provides online, mobile, and digital banking; debit and credit cards; business support; merchant services; remote deposit capture; positive pay; sweep and escrow accounts; check recovery and ordering; equipment loans; floorplan lending; mobile wallet and deposit; credit insights; personal finance; bill pay; CD and trust secured loans; boat and RV loans; and retirement planning services. First United Corporation was founded in 1900 and is headquartered in Oakland, Maryland.
- Website
- mybank.com
- Headquarters
- Oakland, MD, United States
- Employees
- 315
- Listed
- Sep 8, 1992
- Fiscal year ends
- December
Company profile from EODHD, stored Nov 5, 2026.
Quarterly results
The last 8 fiscal quarters as reported (EODHD). Year over year compares the same quarter a year earlier. Gross margin and operating income are not shown for a bank or insurer.
| Quarter | Revenue | YoY | Net income |
|---|---|---|---|
| Sep 2026filed Nov 3, 2026 | $32.6M | +4.9% | $7.2M |
| Jun 2026filed Aug 6, 2026 | $31.5M | +5.0% | $5.7M |
| Mar 2026filed May 8, 2026 | $30.9M | +6.7% | $6.7M |
| Dec 2025filed Mar 10, 2026 | $29.5M | +2.6% | $5.8M |
| Sep 2025filed Nov 5, 2025 | $31.1M | +9.7% | $6.9M |
| Jun 2025filed Aug 13, 2025 | $30.0M | +7.2% | $6.0M |
| Mar 2025filed May 7, 2025 | $29.0M | +8.2% | $5.8M |
| Dec 2024filed Mar 20, 2025 | $28.8M | +26.1% | $6.2M |
Fiscal years · last 6
| Fiscal year | Revenue | YoY | Net income |
|---|---|---|---|
| Dec 2025filed Mar 10, 2026 | $119.2M | +6.6% | $24.5M |
| Dec 2024filed Mar 20, 2025 | $111.8M | +16.9% | $20.6M |
| Dec 2023filed Mar 15, 2024 | $95.6M | +18.9% | $15.1M |
| Dec 2022filed Mar 24, 2023 | $80.4M | +2.3% | $25.0M |
| Dec 2021filed Mar 25, 2022 | $78.6M | +2.2% | $19.8M |
| Dec 2020filed Mar 25, 2021 | $76.9M | +3.0% | $13.8M |
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched FUNC. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
78,698 shares short
-9,536 shares (-10.8%) vs Sep 30, 2026
1.3% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
88,234 shares short
-4,347 shares (-4.7%) vs Sep 15, 2026
1.5% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
92,581 shares short
+4,620 shares (+5.3%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
87,961 shares short
-2,319 shares (-2.6%) vs Aug 14, 2026
1.5% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
90,280 shares short
+8,458 shares (+10.3%) vs Jul 31, 2026
1.5% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
81,822 shares short
-10,548 shares (-11.4%) vs Jul 15, 2026
1.4% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind FUNC’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
USD 0.28 per share
Ex-dividend date: Oct 19, 2026
Recorded pay date: Nov 2, 2026 (past date)
Cash dividend · Polygon event record
USD 0.26 per share
Ex-dividend date: Jul 20, 2026
Recorded pay date: Aug 3, 2026 (past date)
Cash dividend · Polygon event record
USD 0.26 per share
Ex-dividend date: Apr 17, 2026
Recorded pay date: May 1, 2026 (past date)
Cash dividend · Polygon event record
USD 0.26 per share
Ex-dividend date: Jan 16, 2026
Recorded pay date: Feb 2, 2026 (past date)
Cash dividend · Polygon event record
USD 0.26 per share
Ex-dividend date: Oct 17, 2025
Recorded pay date: Nov 3, 2025 (past date)
Cash dividend · Polygon event record
USD 0.22 per share
Ex-dividend date: Jul 18, 2025
Recorded pay date: Aug 1, 2025 (past date)
Cash dividend · Polygon event record
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
662 for 657 · forward split
Effective Nov 28, 2016
Each 657 pre-split shares become 662 post-split shares.
Source: EODHD
21 for 20 · forward split
Effective Mar 13, 1996
Each 20 pre-split shares become 21 post-split shares.
Source: EODHD
3 for 2 · forward split
Effective Feb 9, 1994
Each 2 pre-split shares become 3 post-split shares.
Source: EODHD
2 for 1 · forward split
Effective Jun 16, 1993
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
10 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Sep 22, 2026
Smart-money 13F trend: unchanged (light)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: neutral
Last trade: buy 4 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 6
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: neutral. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
89 filers reported a long position in FUNC for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
63.7%
of the 3.2M shares 13-F filers reported
Moves vs Q1 2026
7 added0 trimmed
3 unchanged
Net shares held
+5.1%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | BlackRock, Inc. | $20.1M · 456.2K shares | 456.2K | +16.7% |
| 2 | DIMENSIONAL FUND ADVISORS LP | $16M · 361.9K shares | 361.9K | +0.3% |
| 3 | VANGUARD CAPITAL MANAGEMENT LLC | $11.9M · 269.3K shares | 269.3K | +0.1% |
| 4 | GENDELL JEFFREY L | $7.9M · 178.4K shares | 178.4K | Unchanged |
| 5 | De Lisle Partners LLP | $7.3M · 164.4K shares | 164.4K | Unchanged |
| 6 | GEODE CAPITAL MANAGEMENT, LLC | $6.7M · 151.7K shares | 151.7K | +8.7% |
| 7 | Huber Capital Management LLC | $5.3M · 119.9K shares | 119.9K | Unchanged |
| 8 | AMERICAN CENTURY COMPANIES INC | $5M · 113.6K shares | 113.6K | +0.2% |
| 9 | RENAISSANCE TECHNOLOGIES LLC | $4.9M · 111.2K shares | 111.2K | +7.3% |
| 10 | ACADIAN ASSET MANAGEMENT LLC | $4.7M · 106.8K shares | 106.8K | +12.8% |
Sign in to see each holder’s Holder IQ, factor-adjusted Holder IQ and rank, and compare these holders with all scored filers. Available on every plan.
Sign in5% holder filings (13D / 13G)
Holders of more than 5% of FUNC file with the SEC within days. A 13D holder may seek to influence the company; a 13G holder is passive. Each holder’s latest filing from the last three years.
| Filed | Holder | % of class |
|---|---|---|
| Jul 28, 2026 | BlackRock, Inc.13G · passive | 5.9% |
| Mar 26, 2026 | VANGUARD GROUP INC13G · passive · amended | 0%under 5% |
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