CPSS
Consumer Portfolio Services IncNASDAQ
Financial Services • Credit Services
Factor tilt: Micro-Cap Blend
$10.17+2.94%
Close Nov 6, 2026
- Market cap
- $220.67M
- 1 month
- +8.0%
- 3 months
- +9.9%
- 1 year
- +19.8%
- 52-week range
- $7.53$10.30
- Dividend
- No dividends on record
- Short interest
- 2.0% of float171.8K shares · settled Oct 15, 2026 · +6.0% since Sep 30, 2026 · FINRA
Fundamentals · trailing 12 months to Sep 30, 2026
- Revenue
- —
- Net income
- $23.71M
- Free cash flow
- —
- Book value
- $324.49M
- Total debt
- —
- P/E
- 9.3×
- Price / sales
- —
- Price / book
- 0.7×
- FCF yield
- —
- Net margin
- —
EODHD (TTM) · as of Nov 6, 2026
End-of-day close from stored market data, not a live quote.
About Consumer Portfolio Services Inc
Consumer Portfolio Services, Inc. operates as a specialty finance company in the United States. It is involved in the purchase and service of retail automobile contracts originated by franchised automobile dealers and select independent dealers in the sale of new and used automobiles, light trucks, and passenger vans.
Read more
The company, through its automobile contract purchases, offers indirect financing to the customers of dealers with limited credit histories or past credit problems. It also serves as an alternative source of financing for dealers, facilitating sales to customers who are not able to obtain financing from commercial banks, credit unions, and the captive finance companies. In addition, the company acquires installment purchase contracts in merger and acquisition transactions; and purchases immaterial amounts of vehicle purchase money loans from non-affiliated lenders. The company services its automobile contracts through its branches in California, Nevada, Virginia, Florida, and Illinois. Consumer Portfolio Services, Inc. was incorporated in 1991 and is based in Las Vegas, Nevada.
- Website
- consumerportfolio.com
- Headquarters
- Las Vegas, NV, United States
- Employees
- 913
- Listed
- Oct 22, 1992
- Fiscal year ends
- December
Company profile from EODHD, stored Nov 1, 2026.
Short-interest history
FINRA reports open short positions for a settlement date. The publication date is later. These are reported positions, with a separate date for each observation.
Compare the reported short exposure around the dates you bought, sold or watched CPSS. A long position benefits from price rises; a short position benefits from falls. A change in these counts does not predict either move.
Settlement Oct 15, 2026
171,763 shares short
+9,756 shares (+6%) vs Sep 30, 2026
2% of the stored float. Published Oct 26, 2026.
Settlement Sep 30, 2026
162,007 shares short
+1,008 shares (+0.6%) vs Sep 15, 2026
1.9% of the stored float. Published Oct 9, 2026.
Settlement Sep 15, 2026
160,999 shares short
-1,034 shares (-0.6%) vs Aug 31, 2026
Share of float unavailable. Published Sep 24, 2026.
Settlement Aug 31, 2026
162,033 shares short
+12,681 shares (+8.5%) vs Aug 14, 2026
1.9% of the stored float. Published Sep 10, 2026.
Settlement Aug 14, 2026
149,352 shares short
+11,998 shares (+8.7%) vs Jul 31, 2026
1.7% of the stored float. Published Aug 25, 2026.
Settlement Jul 31, 2026
137,354 shares short
+93 shares (+0.1%) vs Jul 15, 2026
1.6% of the stored float. Published Aug 11, 2026.
Change = this settlement’s shares short − the previous recorded settlement’s shares short; percentage change divides by that earlier count. A zero earlier count has no percentage change. Split-spanning counts are left uncompared. Float percentages use the stored settlement observation, not today’s float.
Source: stored FINRA equity short-interest records, up to six settlements from the last 240 days. FINRA data and reporting dates · How to read short interest
Dividends and stock splits
See the recorded cash amounts and dates behind CPSS’s income, and the splits that change its share count. Dates below are stored event records, not confirmation of a payment to your account.
Cash-dividend records
No qualified cash-dividend records are stored. This does not establish that the company pays no dividend.
Up to six Polygon cash-dividend events, including recorded ex-dates within the next 120 days. Amounts retain their recorded currency and decimal precision. Historical amounts are not restated to a common split basis, annualized, or converted to dollars.
For a long holding, compare the ex-date with when you held the shares and check the pay date against your broker’s cash history. Owning the stock today does not establish past entitlement. For a short holding, a dividend can create a payment obligation to the share lender.
Ex-dates and special dividend rules · Short-sale dividend obligations · Dividend data definitions
Split history
2 for 1 · forward split
Effective Mar 15, 1996
Each 1 pre-split share becomes 2 post-split shares.
Source: EODHD
Up to six stored split dates through Nov 7, 2026. Equivalent vendor ratios are combined; conflicting ratios are left out. This history may be incomplete.
A split changes the share count and per-share price basis; it does not by itself add investment value. Put your holding’s earlier and later share counts on the same basis before comparing them. This applies to both long shares and shares owed on a short position.
How stock splits workPortfolio context
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Smart money context
Holder IQ: MEDIUM
7 smart-money holders: institutions with a high Holder IQ
Q2 2026, filed Sep 22, 2026
Smart-money 13F trend: distributing (light)
Unlock crowding heatmapUnlock filer discoveryInsider context
Sentiment: bearish
Last trade: sell 1 days ago
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Red flags: 2
Read the insider context evidence
What it means for you
Sign in to read your holdings or watchlist context. No personal position or direction is inferred.
What happened
Stored recent-activity label: bearish. This context label is separate from the scored insider signal read.
Why it can matter
A count of reported activity describes a sample, not purchase conviction, an insider’s intent or a future price move. Neutral is not an all-clear, and absent direction is not neutral evidence.
How we got this
The current context rule reads at most 50 nonduplicate issuer/share-class records filed in the last 90 days. It counts a bullish direction or purchase code P toward bullish, and a bearish direction or sale code S toward bearish. A side must exceed the opposite count by more than two to set its label; otherwise nonzero directional counts produce neutral. Calculation unavailable for this saved label: its counts, exact records, as-of time and rule version are not supplied here. Do not substitute the separate scored read’s different window or denominator.
Where the data comes from
Stored SEC Forms 3/4/5 insider-signal records, ordered by filing date with amendment duplicates excluded. Filing date is not transaction date. The last-trade line locates recent reported activity; it does not date or reconstruct the complete count.
Largest 13-F holders · Q2 2026
62 filers reported a long position in CPSS for Q2 2026. 13-F holdings are filed up to 45 days after the quarter ends.
The top 10 hold
93.1%
of the 9.8M shares 13-F filers reported
Moves vs Q1 2026
5 added2 trimmed
3 unchanged
Net shares held
-0.5%
across the 10 holders with a comparable Q1 2026 book
| Rank | Holder | Value | Shares | Shares vs Q1 2026 |
|---|---|---|---|---|
| 1 | Black Diamond Capital Management I, LLLP | $49.2M · 5.1M shares | 5.1M | Unchanged |
| 2 | DIMENSIONAL FUND ADVISORS LP | $15.1M · 1.6M shares | 1.6M | +0.3% |
| 3 | BlackRock, Inc. | $6.3M · 656.3K shares | 656.3K | +3.4% |
| 4 | VANGUARD CAPITAL MANAGEMENT LLC | $4M · 415.8K shares | 415.8K | +0.5% |
| 5 | BRIDGEWAY CAPITAL MANAGEMENT, LLC | $3.8M · 395.6K shares | 395.6K | Unchanged |
| 6 | RENAISSANCE TECHNOLOGIES LLC | $3.3M · 340K shares | 340K | -4.5% |
| 7 | GEODE CAPITAL MANAGEMENT, LLC | $2.2M · 225.9K shares | 225.9K | +3.4% |
| 8 | STATE STREET CORP | $1.9M · 195.8K shares | 195.8K | 0% |
| 9 | Empowered Funds, LLC | $1.5M · 151.8K shares | 151.8K | Unchanged |
| 10 | Allianz Asset Management GmbH | $867.4K · 90.4K shares | 90.4K | -43.5% |
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