Figure Technology Solutions, Inc.

Securities Trading Plans of Directors and Executive Officers

No officers, as defined in Rule 16a-1(f), or directors adopted orterminated a “Rule 10b5-1 trading arrangement” or a “non-Rule 10b5-1 trading arrangement,” as defined in Regulation S-K Item 408, during the three months ended September 30, 2025.

Founder Retention Equity Award Amendment

Upon recommendation from the Compensation Committee of the Company’s Board of Directors, on November 12, 2025 the Board of Directors approved that the time-based portion of the founder retention equity award granted to Mr. Cagney on or around the date of the Company’s initial public offering under the Company’s 2025 Incentive Award Plan, comprised of 3,200,942 options and 3,200,942 restricted stock units with respect to shares of Class B common stock of the Company, be amended to remove the one-year vesting cliff such that the awards will instead vest in sixteen substantially equal quarterly installments on each quarterly anniversary of September 10, 2025, subject to Mr. Cagney’s continued service through the applicable vesting date. This amendment is consistent with the Company’s historical practice to not include a one-year vesting cliff on equity awards granted to its service providers which were not the initial equity awards granted to such service providers.