nCino, Inc.
For the period ended Jul 31, 2026. Filed Aug 25, 2026.
View on SEC.govAbout this filing
A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.
Jul 31, 2026 · Filed Aug 25, 2026
NCNO$22.67-2.3%Stored close · as of Nov 6, 2026
Extracted filing text, with the paragraph anchors used by the comparison.
See the whole filing, with its images and exhibitsContents
Table of Contents
| TABLE OF CONTENTS | ||
|---|---|---|
| Page | ||
| Cautionary Note Regarding Forward-Looking Statements | i | |
| Part I. Financial Information | ||
| Item 1. | Financial Statements | 1 |
| Condensed Consolidated Balance Sheets as of January 31, 2026 and July 31, 2026 (Unaudited) | 1 | |
| Unaudited Condensed Consolidated Statements of Operations for the Three and Six Months Ended July 31, 2025 and 2026 | 2 | |
| Unaudited Condensed Consolidated Statements of Comprehensive Income (Loss) for the Three and Six Months Ended July 31, 2025 and 2026 | 3 | |
| Unaudited Condensed Consolidated Statements of Stockholders’ Equity for the Three and Six Months Ended July 31, 2025 and 2026 | 4 | |
| Unaudited Condensed Consolidated Statements of Cash Flows for the Six Months Ended July 31, 2025 and 2026 | 6 | |
| Notes to Unaudited Condensed Consolidated Financial Statements | 8 | |
| Item 2. | Management’s Discussion and Analysis of Financial Condition and Results of Operations | 28 |
| Item 3. | Quantitative and Qualitative Disclosures About Market Risk | 43 |
| Item 4. | Controls and Procedures | 43 |
| Part II. Other Information | ||
| Item 1. | Legal Proceedings | 44 |
| Item 1A. | Risk Factors | 44 |
| Item 2. | Unregistered Sales of Equity Securities and Use of Proceeds | 44 |
| Item 3. | Defaults Upon Senior Securities | 45 |
| Item 4. | Mine Safety Disclosures | 45 |
| Item 5. | Other Information | 45 |
| Item 6. | Exhibits | 47 |
| Signatures | 48 | |
The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.