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nCino, Inc.

For the period ended Apr 30, 2026. Filed May 27, 2026.

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About this filing

A company's report for each of its first three quarters. The financial statements are not audited. It shows how the business has moved since the last annual report, and what management says changed.

Apr 30, 2026 · Filed May 27, 2026

NCNO$22.67-2.3%Stored close · as of Nov 6, 2026

Extracted filing text, with the paragraph anchors used by the comparison.

See the whole filing, with its images and exhibits

Table of Contents

TABLE OF CONTENTS
Page
Cautionary Note Regarding Forward-Looking Statementsi
Part I. Financial Information
Item 1.Financial Statements1
Condensed Consolidated Balance Sheets as of January 31, 2026 and April 30, 2026 (Unaudited)1
Unaudited Condensed Consolidated Statements of Operations for the Three Months Ended April 30, 2025 and 20262
Unaudited Condensed Consolidated Statements of Comprehensive Income for the Three Months Ended April 30, 2025 and 20263
Unaudited Condensed Consolidated Statements of Stockholders’ Equity for the Three Months Ended April 30, 2025 and 20264
Unaudited Condensed Consolidated Statements of Cash Flows for the Three Months Ended April 30, 2025 and 20265
Notes to Unaudited Condensed Consolidated Financial Statements7
Item 2.Management’s Discussion and Analysis of Financial Condition and Results of Operations26
Item 3.Quantitative and Qualitative Disclosures About Market Risk38
Item 4.Controls and Procedures39
Part II. Other Information
Item 1.Legal Proceedings40
Item 1A.Risk Factors40
Item 2.Unregistered Sales of Equity Securities and Use of Proceeds40
Item 3.Defaults Upon Senior Securities40
Item 4.Mine Safety Disclosures40
Item 5.Other Information41
Item 6.Exhibits42
Signatures43
ContentsView on SEC.gov

The text of this filing, as the company filed it with the SEC, without its images or exhibits. This is not investment advice.